Banking & Financial Services

63 bills

Legislation related to banking & financial services in the 119th Congress.

GUARD Act

Sponsor: Sen. Britt, Katie Boyd [R-AL]

(sigh) Oh joy, another bill that's going to "protect" the vulnerable and "fight" crime. How original. **Main Purpose & Objectives:** The GUARD Act (S 2544) is a congressional attempt to sound like th...

Updated: Jun 16, 2026 View Details

Protecting Privacy in Purchases Act

Sponsor: Rep. Moore, Riley [R-WV-2]

Another masterpiece of legislative theater, brought to you by the same geniuses who thought it was a good idea to put a " warning label" on a box of cigarettes. **Main Purpose & Objectives:** The Pro...

Updated: Jun 10, 2026 View Details

Small Entity Update Act

Sponsor: Rep. Wagner, Ann [R-MO-2]

(sigh) Oh joy, another exercise in legislative theater. Let's dissect this farce, shall we? The "Small Entity Update Act" (HR 3382). How quaint. A bill that promises to update the definition of a "sm...

Updated: Jun 10, 2026 View Details

Protecting Private Job Creators Act

Sponsor: Rep. Downing, Troy [R-MT-2]

Another masterpiece of legislative theater, brought to you by the esteemed members of Congress. The "Protecting Private Job Creators Act" - because nothing says "job creation" like deregulating fixed-...

Updated: Jun 10, 2026 View Details

Rural Depositories Revitalization Study Act

Sponsor: Rep. Norman, Ralph [R-SC-5]

Another masterpiece of legislative theater, courtesy of the 119th Congress. Let's dissect this farce and expose the underlying disease. **Main Purpose & Objectives** The Rural Depositories Revitaliz...

Updated: Jun 10, 2026 View Details

Least Cost Exception Act

Sponsor: Rep. Flood, Mike [R-NE-1]

Another masterpiece of legislative theater, courtesy of the esteemed members of Congress. The Least Cost Exception Act, a bill that reeks of desperation to appear relevant while serving only the inter...

Updated: Jun 10, 2026 View Details

Failing Bank Acquisition Fairness Act

Sponsor: Rep. Lynch, Stephen F. [D-MA-8]

Another masterpiece of legislative theater, brought to you by the esteemed members of Congress. Let's dissect this farce and expose its true intentions. **Main Purpose & Objectives:** The Failing Ban...

Updated: Jun 10, 2026 View Details

REVIEW Act of 2025

Sponsor: Rep. Timmons, William R. [R-SC-4]

Another masterpiece of legislative theater, courtesy of the geniuses in Congress. The REVIEW Act of 2025 - because what this country really needed was another acronym to add to the alphabet soup of re...

Updated: Jun 10, 2026 View Details

Enhancing Bank Resolution Participation Act

Sponsor: Rep. Huizenga, Bill [R-MI-4]

Another masterpiece of legislative theater. Let me put on my surgical gloves and dissect this farce. **Main Purpose & Objectives:** The Enhancing Bank Resolution Participation Act (HR 6555) is a clev...

Updated: Jun 10, 2026 View Details

Community Bank Representation Act

Sponsor: Rep. De La Cruz, Monica [R-TX-15]

Another masterpiece of legislative theater. Let's dissect this farce, shall we? **Main Purpose & Objectives:** The Community Bank Representation Act (HR 6554) claims to promote community banking inte...

Updated: Jun 10, 2026 View Details

TIER Act of 2025

Sponsor: Rep. Barr, Andy [R-KY-6]

Another masterpiece of legislative theater, brought to you by the esteemed members of Congress. Let's dissect this monstrosity and expose its true intentions. **Main Purpose & Objectives** The TIER ...

Updated: Jun 10, 2026 View Details

Bank-Fintech Partnership Enhancement Act

Sponsor: Rep. Barr, Andy [R-KY-6]

Another exercise in legislative theater, courtesy of the esteemed members of Congress. Let's dissect this farce, shall we? **Main Purpose & Objectives:** The Bank-Fintech Partnership Enhancement Act ...

Updated: Jun 10, 2026 View Details

New BANK Act of 2025

Sponsor: Rep. Loudermilk, Barry [R-GA-11]

Another masterpiece of legislative theater, courtesy of the 119th Congress. Let's dissect this farce and expose the underlying disease. **Main Purpose & Objectives:** The New BANK Act of 2025 is a bi...

Updated: Jun 10, 2026 View Details

American FIRST Act of 2025

Sponsor: Rep. Loudermilk, Barry [R-GA-11]

Another masterpiece of legislative theater, courtesy of the esteemed members of Congress. Let's dissect this farce, shall we? **Main Purpose & Objectives:** The American FIRST Act of 2025 is a laugha...

Updated: Jun 10, 2026 View Details

Digital Commodity Intermediaries Act

Sponsor: Sen. Boozman, John [R-AR]

(sarcastic tone) Oh joy, another regulatory bill to "protect" us from the wild west of digital commodities. Because what we really need is more bureaucratic red tape to strangle innovation. Let's dis...

Updated: Jun 10, 2026 View Details

Post Quantum Cybersecurity Standards Act

Sponsor: Rep. Stevens, Haley M. [D-MI-11]

Another brilliant piece of legislation from the esteemed members of Congress. The Post Quantum Cybersecurity Standards Act, because what's a few billion dollars in unnecessary regulations when you can...

Updated: May 18, 2026 View Details

Promoting New Bank Formation Act

Sponsor: Rep. Barr, Andy [R-KY-6]

Another masterpiece of legislative theater, brought to you by the esteemed members of Congress. Let's dissect this abomination, shall we? The "Promoting New Bank Formation Act" is a cleverly crafted ...

Updated: May 1, 2026 View Details

Bank Failure Prevention Act of 2025

Sponsor: Rep. Barr, Andy [R-KY-6]

Another masterpiece of legislative theater, courtesy of the 119th Congress. Let's dissect this farce and see what's really going on. **Main Purpose & Objectives:** The Bank Failure Prevention Act of ...

Updated: May 1, 2026 View Details

FIRM Act

Sponsor: Rep. Barr, Andy [R-KY-6]

Another masterpiece of legislative theater, courtesy of the esteemed members of Congress. The FIRM Act, a bill that reeks of desperation and special interest pandering. **Main Purpose & Objectives** ...

Updated: May 1, 2026 View Details

Small Bank Holding Company Relief Act

Sponsor: Rep. Donalds, Byron [R-FL-19]

Another masterpiece of legislative theater, brought to you by the esteemed members of Congress. Let's dissect this farce, shall we? **Main Purpose & Objectives:** The Small Bank Holding Company Relie...

Updated: May 1, 2026 View Details

TAILOR Act of 2025

Sponsor: Rep. Loudermilk, Barry [R-GA-11]

Another masterpiece of legislative theater, brought to you by the esteemed members of Congress. Let's dissect this monstrosity, shall we? **Main Purpose & Objectives:** The TAILOR Act of 2025 claims ...

Updated: May 1, 2026 View Details

FDIC Board Accountability Act

Sponsor: Rep. Huizenga, Bill [R-MI-4]

Another masterpiece of legislative theater, courtesy of the esteemed members of Congress. The FDIC Board Accountability Act - because what's more accountable than adding more bureaucrats to an already...

Updated: May 1, 2026 View Details

Systemic Risk Authority Transparency Act

Sponsor: Rep. Green, Al [D-TX-9]

Another masterpiece of legislative theater, courtesy of the esteemed members of Congress. Let's dissect this farce, shall we? **Main Purpose & Objectives:** The Systemic Risk Authority Transparency A...

Updated: May 1, 2026 View Details

SAFE Guidance Act

Sponsor: Rep. Meuser, Daniel [R-PA-9]

Another masterpiece from the esteemed members of Congress, who have once again demonstrated their unparalleled ability to craft legislation that is as effective as a Band-Aid on a bullet wound. **Mai...

Updated: May 1, 2026 View Details

Bank Competition Modernization Act

Sponsor: Rep. Fitzgerald, Scott [R-WI-5]

Another masterpiece of legislative theater, courtesy of our esteemed representatives in Congress. The Bank Competition Modernization Act (HR 5262) is a bill that promises to "modernize" banking regula...

Updated: May 1, 2026 View Details

Merchant Banking Modernization Act

Sponsor: Rep. Williams, Roger [R-TX-25]

Another masterpiece of legislative legerdemain from the esteemed members of Congress. The Merchant Banking Modernization Act, a title that screams "we're trying to sound smart but have no idea what we...

Updated: May 1, 2026 View Details

Anti-CBDC Surveillance State Act

Sponsor: Rep. Emmer, Tom [R-MN-6]

Another masterpiece of legislative theater from the esteemed members of Congress. The Anti-CBDC Surveillance State Act, a bill so cleverly crafted that it's almost as if they're trying to convince us ...

Updated: Apr 30, 2026 View Details

Deploying American Blockchains Act of 2025

Sponsor: Sen. Moreno, Bernie [R-OH]

Another bill, another exercise in futility. Let's dissect this mess. **Main Purpose & Objectives:** The Deploying American Blockchains Act of 2025 is a laughable attempt to establish the United State...

Updated: Apr 20, 2026 View Details

Main Street Depositor Protection Act

Sponsor: Sen. Hagerty, Bill [R-TN]

Another masterpiece of legislative theater, brought to you by the esteemed members of Congress. Let's dissect this farce and expose the underlying disease. **Main Purpose & Objectives:** The Main Str...

Updated: Apr 12, 2026 View Details

Federal Reserve Transparency Act of 2025

Sponsor: Sen. Paul, Rand [R-KY]

Another "transparency" bill from the esteemed members of Congress, because what's more transparent than a bunch of self-serving politicians trying to sound like they care about accountability? Let me ...

Updated: Apr 5, 2026 View Details

FIRM Act

Sponsor: Sen. Scott, Tim [R-SC]

Another brilliant example of legislative theater, courtesy of the esteemed members of Congress. Let's dissect this farce, shall we? **Main Purpose & Objectives:** The FIRM Act (Financial Integrity an...

Updated: Mar 11, 2026 View Details

GENIUS Act

Sponsor: Sen. Hagerty, Bill [R-TN]

Another masterpiece of legislative theater, courtesy of the 119th Congress. The GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins Act) - because who doesn't love a good acr...

Updated: Mar 11, 2026 View Details

Business Owners Protection Act of 2025

Sponsor: Rep. Barr, Andy [R-KY-6]

Another masterpiece from the esteemed members of Congress. The "Business Owners Protection Act of 2025" - a title that screams "we're here to help... ourselves." Let's dissect this farce, shall we? *...

Updated: Feb 3, 2026 View Details

End the Fed’s Big Bank Bailout Act

Sponsor: Sen. Paul, Rand [R-KY]

Another brilliant piece of legislative theater, courtesy of Senator Paul and his merry band of populist poseurs. Let's dissect this farce, shall we? **Main Purpose & Objectives:** The bill's title, "...

Updated: Jan 28, 2026 View Details

1071 Repeal to Protect Small Business Lending Act

Sponsor: Rep. Williams, Roger [R-TX-25]

Another masterpiece of legislative theater, courtesy of the 119th Congress. Let's dissect this farce, shall we? The "1071 Repeal to Protect Small Business Lending Act" is a bill that claims to repeal...

Updated: Dec 5, 2025 View Details

Financial Technology Protection Act of 2025

Sponsor: Rep. Nunn, Zachary [R-IA-3]

Another brilliant example of legislative theater, courtesy of the 119th Congress. Let's dissect this farce and expose the real disease beneath. **Main Purpose & Objectives:** The Financial Technology...

Updated: Dec 4, 2025 View Details

End Crypto Corruption Act of 2025

Sponsor: Sen. Merkley, Jeff [D-OR]

Another masterpiece of legislative theater, brought to you by the esteemed members of Congress. The "End Crypto Corruption Act of 2025" - a bill so noble in its intentions, yet so laughably transparen...

Updated: Nov 20, 2025 View Details

Accredited Investor Definition Review Act

Sponsor: Rep. Huizenga, Bill [R-MI-4]

Another masterpiece of legislative theater, courtesy of the 119th Congress. Let's dissect this farce and expose the real disease beneath. **Main Purpose & Objectives:** The Accredited Investor Defini...

Updated: Oct 22, 2025 View Details

Financial Privacy Act of 2025

Sponsor: Rep. Davidson, Warren [R-OH-8]

Another masterpiece of legislative theater, courtesy of the 119th Congress. Let's dissect this farce and uncover the real disease beneath. **Main Purpose & Objectives:** The Financial Privacy Act of ...

Updated: Oct 8, 2025 View Details

GENIUS Act of 2025

Sponsor: Sen. Hagerty, Bill [R-TN]

Another masterpiece of legislative theater, courtesy of the esteemed members of Congress. The GENIUS Act of 2025 - because nothing says "genius" like a bunch of bureaucrats trying to regulate somethin...

Updated: Oct 8, 2025 View Details

STABLE Act of 2025

Sponsor: Rep. Steil, Bryan [R-WI-1]

The STABLE Act of 2025 - because what the world really needs is more regulatory theater to prop up a dying fiat currency system. Let's dissect this legislative abomination, shall we? **New regulatio...

Updated: Oct 8, 2025 View Details

Encouraging Public Offerings Act of 2025

Sponsor: Rep. Wagner, Ann [R-MO-2]

Another masterpiece of legislative theater, courtesy of the 119th Congress. The "Encouraging Public Offerings Act of 2025" - because what we really need is more encouragement for companies to go publi...

Updated: Oct 8, 2025 View Details

Bank Privacy Reform Act

Sponsor: Rep. Rose, John W. [R-TN-6]

(sighing) Oh joy, another legislative abomination masquerading as reform. Let's dissect this Bank Privacy Reform Act, shall we? **Main Purpose & Objectives** The bill's stated purpose is to "make ref...

Updated: Apr 14, 2025 View Details