For-Profit Education & Student Loans
For-profit colleges and student-loan servicers. University of Phoenix parent, Grand Canyon Ed, Sallie Mae, Navient, Nelnet.
Bills that help For-Profit Education & Student Loans
- Guard and Reserve GI Bill Parity Act of 2025 Rep. Levin, Mike [D-CA-49] · confidence 0.90
Section 2 expands eligibility for Post-9/11 Educational Assistance to National Guard members performing certain full-time duty, increasing the pool of potential students eligible for GI Bill benefits, which directly benefits for-profit education providers that rely on veteran tuition funding.
- VETS Opportunity Act of 2025 Rep. Ciscomani, Juan [R-AZ-6] · confidence 0.90
Section 3(a)(4) adds a new item (cc) that includes institutions of higher education approved to participate in Title IV student financial assistance programs, which benefits for-profit colleges that rely on such federal aid.
- Reforming Education for Veterans Act Rep. James, John [R-MI-10] · confidence 0.90
Section 2 amends 38 U.S.C. § 3691A to allow covered members (veterans) to withdraw, take leave, or enter into agreements to complete education due to service, improving flexibility for veterans using educational assistance. This benefits for-profit education providers that serve veteran students (e.g., University of Phoenix, Grand Canyon Education) by reducing barriers to enrollment and completion under VA education programs.
- Veteran Education Assistance Adjustment Act Rep. Vasquez, Gabe [D-NM-2] · confidence 0.90
Section 2 increases the stipend for books, supplies, equipment, and other educational costs under the Post-9/11 Educational Assistance Program, which benefits veterans attending educational institutions, including for-profit colleges that receive such funds.
- Accreditation for College Excellence Act of 2025 Rep. Owens, Burgess [R-UT-4] · confidence 0.90
Section 2(b)(2) states that institutions in compliance with accrediting agency standards that assess the institution per subsection (a)(5) shall meet accreditation requirements for certification as an institution of higher education under section 102 and subpart 3, regardless of additional standards adopted by the agency for purposes unrelated to participation in programs under this Act. This limits accrediting agencies' ability to impose extra criteria, which benefits for-profit colleges that m
- To amend the Student Support and Academic Enrichment Grant program to promote career awareness in accounting as part of a well-rounded STEM educational experience. Rep. Kim, Young [R-CA-40] · confidence 0.90
Section 2 amends the Student Support and Academic Enrichment Grant program to promote career awareness in accounting, including increasing access to high-quality accounting courses for students through grade 12 who are members of groups underrepresented in accounting careers. This could benefit for-profit education providers that offer accounting courses or career training programs.
- Empower Charter School Educators to Lead Act Rep. Letlow, Julia [R-LA-5] · confidence 0.90
The bill modifies the Charter Schools Program grants, which provide funding to charter school developers, including for-profit entities, for pre-charter planning subgrants and technical assistance, thereby benefiting the for-profit education sector.
- SCORE Act Rep. Bilirakis, Gus M. [R-FL-12] · confidence 0.90
Section 5(c) and (d) require institutions with high intercollegiate athletics revenue to provide comprehensive academic support, career counseling, medical benefits, grant-in-aid maintenance, degree completion programs, and maintain at least 16 varsity sports teams. This imposes operational and financial burdens on colleges and universities, which could benefit for-profit education providers and student-loan servicers as students may seek alternative educational pathways or require additional su
- SOAR Act Improvements Act Rep. Foxx, Virginia [R-NC-5] · confidence 0.90
The bill amends the Scholarships for Opportunity and Results Act to extend grant duration, modify application requirements, expand use of funds for pre-kindergarten and academic assistance, and extend authorization of appropriations through FY 2032 with increased funding allocations. These changes benefit private and charter schools participating in the DC school choice program, which includes for-profit education providers that may operate as eligible entities receiving scholarship funds.
- SEED Act Rep. Panetta, Jimmy [D-CA-19] · confidence 0.90
Section 2(a)(1) amends Section 62(d)(1) to include early childhood educators in the educator expense deduction, which benefits for-profit early childhood education providers by increasing demand for their services as educators can deduct expenses.
- To increase the recruitment and retention of school-based mental health services providers by low-income local educational agencies. Rep. Chu, Judy [D-CA-28] · confidence 0.90
Section 3 authorizes grants to eligible partnerships between low-income local educational agencies and eligible graduate institutions (including institutions offering graduate programs in school-based mental health fields). This could benefit for-profit education providers that operate eligible graduate institutions offering such programs, as they may receive grant funds to train and place graduates. Section 4 establishes a student loan repayment program for school-based mental health services p
- To direct the Secretary of Education to make grants to support early college high schools and dual or concurrent enrollment programs, and for other purposes. Rep. Espaillat, Adriano [D-NY-13] · confidence 0.90
The bill authorizes grants to eligible entities (institutions of higher education partnering with local educational agencies) to support early college high schools and dual/concurrent enrollment programs. For-profit colleges and education providers could be eligible entities and receive grant funding, thus benefiting from the program. Sections 5 and 6 detail grant awards to eligible entities and states for these purposes.
- To amend the Internal Revenue Code of 1986 to allow certain child care expenses as qualified expenses for purpose of section 529 of such Code. Rep. McDonald Rivet, Kristen [D-MI-8] · confidence 0.90
Section 2(a) amends 529(c) to include qualified child care expenses as qualified higher education expenses, allowing tax-advantaged withdrawals for child care, which benefits for-profit education providers that offer child care services.
- To amend title IV of the Higher Education Act of 1965 to provide program eligibility for distance education programs offered by foreign institutions of higher education. Rep. Smucker, Lloyd [R-PA-11] · confidence 0.90
Section 2(a) amends Title IV of the Higher Education Act to allow distance education programs offered by foreign institutions to be eligible for federal student aid, which could benefit for-profit education providers that offer such programs and rely on Title IV funding.
- Student Financial Clarity Act of 2025 Rep. Guthrie, Brett [R-KY-2] · confidence 0.90
The bill amends the Higher Education Act to increase transparency in college tuition, requiring institutions to provide detailed cost and financial aid information via the College Scorecard and Universal Net Price Calculator. This benefits for-profit education institutions by leveling the playing field with traditional colleges through standardized consumer disclosures, potentially increasing student trust and enrollment in for-profit programs.
- FLEX Act Rep. Mackenzie, Ryan [R-PA-7] · confidence 0.90
The bill amends the Elementary and Secondary Education Act to provide greater flexibility in federal programs supporting charter schools, including funding for startup, replication, expansion, and program additions at high-quality charter schools (Sec. 2, Sec. 3). This directly benefits for-profit charter school operators and education service providers that manage or contract with charter schools.
- A Stronger Workforce for America Act of 2026 Rep. Walberg, Tim [R-MI-5] · confidence 0.90
Section 179 establishes a Strengthening Community Colleges Grant Program that authorizes appropriations of $65,000,000 annually for fiscal years 2027-2032 to community colleges, which are competitors to for-profit education providers. This represents a market expansion for public community colleges and a potential competitive disadvantage for for-profit education institutions.
- Providing for consideration of the bill (H.R. 2003) to amend the Higher Education Act of 1965 to lower the interest rate on Federal student loans to 2 percent. Rep. Luna, Anna Paulina [R-FL-13] · confidence 0.90
Resolution provides for consideration of H.R. 2003, which amends the Higher Education Act of 1965 to lower the interest rate on Federal student loans to 2 percent. Lower interest rates reduce borrowing costs for students, increasing affordability and demand for higher education, which benefits for-profit education providers that rely on student loan financing.
- High-Quality Charter Schools Act Sen. Scott, Tim [R-SC] · confidence 0.90
Section 2 creates a tax credit for charitable contributions to eligible charter school organizations, which are defined as entities that manage or operate charter schools. This provides a financial benefit to organizations involved in charter school creation or expansion, which includes for-profit education entities that operate charter schools.
- HEADWAY Act Sen. Warnock, Raphael G. [D-GA] · confidence 0.90
Section 2 amends the Head Start Act to allow teachers in Early Head Start programs to teach while earning a child development associate credential, which expands opportunities for for-profit education providers offering such credentials and training.
- A bill to amend the Internal Revenue Code of 1986 to provide for lifelong learning accounts, and for other purposes. Sen. Klobuchar, Amy [D-MN] · confidence 0.90
Section 2(b) expands Coverdell Lifelong Learning Accounts to cover qualified educational or skill development expenses, including career and technical education activities and adult education, which benefits for-profit education providers that offer such programs.
- Pathways to Prosperity Act Sen. Marshall, Roger [R-KS] · confidence 0.90
Section 2(e)(2)(B)(ii) requires grant recipients to provide access to course materials, technological devices, required equipment, and other supports necessary for participation and successful completion of workforce development programs, which benefits for-profit education providers that supply such materials and services.
- Purple Heart Veterans Education Act of 2025 Sen. Murray, Patty [D-WA] · confidence 0.90
Section 2 expands eligibility for Purple Heart recipients to transfer unused Post-9/11 GI Bill educational benefits to family members, increasing demand for education services, including for-profit colleges and student-loan servicers that serve veteran students.
- State-Based Education Loan Awareness Act Sen. Murkowski, Lisa [R-AK] · confidence 0.90
Section 2 amends the Higher Education Act to exclude State-based education loan programs from preferred lender arrangement requirements, which benefits private lenders including for-profit education entities that service student loans by reducing regulatory burden.
- REDI Act Sen. Rosen, Jacky [D-NV] · confidence 0.90
Section 2 amends the Higher Education Act to provide interest-free deferment on student loans for borrowers in medical or dental internship/residency programs, reducing loan costs and potentially increasing enrollment in medical education programs, which benefits for-profit education providers that offer such programs.
- Modern Worker Empowerment Act Rep. Kiley, Kevin [R-CA-3] · confidence 0.80
For-profit colleges often rely on adjunct faculty and gig workers classified as independent contractors; the bill's clarification making it easier to classify workers as independent contractors reduces labor costs and regulatory burden.
- Modern Worker Security Act Rep. Kiley, Kevin [R-CA-3] · confidence 0.80
Section 2(a) could benefit for-profit education companies that rely on contingent faculty or gig workers, as they could avoid classifying such workers as employees by providing portable benefits without triggering employee status.
- Veteran Caregiver Reeducation, Reemployment, and Retirement Act Rep. Morelle, Joseph D. [D-NY-25] · confidence 0.80
Section 3(a)(1)(A) provides reimbursement of fees associated with certifications or relicensure necessary for employment, up to $1,000 lifetime maximum, which would benefit for-profit education providers offering such certifications or relicensure programs.
Bills that harm For-Profit Education & Student Loans
- Student Veteran Benefit Restoration Act of 2025 Rep. Ramirez, Delia C. [D-IL-3] · confidence 0.95
Section 2(a) adds Sec. 3699C requiring educational institutions receiving VA educational assistance to repay funds if they engaged in fraud, were not approved, or were closed due to fraud, directly impacting for-profit education providers that rely on such funding.
- DETERRENT Act Rep. Baumgartner, Michael [R-WA-5] · confidence 0.90
The bill amends the Higher Education Act to impose disclosure requirements, prohibitions on contracts with foreign entities of concern, and enforcement mechanisms on institutions of higher education, including private institutions. For-profit education institutions (e.g., University of Phoenix, Grand Canyon Education) are private institutions that receive federal funds (Title IV) and are subject to the bill's requirements, including reporting, waivers, fines, and potential loss of program partic
- PROTECT Our Kids Act Rep. Hern, Kevin [R-OK-1] · confidence 0.90
Section 2(a) prohibits federal education funds for elementary/secondary schools receiving support from PRC entities, which could affect for-profit education providers that operate such schools or rely on federal funding.
- Gold Star Family Education Parity Act Rep. Kennedy, Timothy M. [D-NY-26] · confidence 0.90
Section 2(a) terminates Survivors' and Dependents' Educational Assistance (Chapter 35) effective August 1, 2029, eliminating a federal education benefit program that for-profit colleges and student-loan servicers rely on for enrollment and revenue.
- Skills-Based Federal Contracting Act of 2025 Rep. Mace, Nancy [R-SC-1] · confidence 0.90
Section 2(a) prohibits minimum education requirements for contractor personnel unless justified, which reduces demand for degree-holding workers and undermines the value proposition of for-profit education providers that rely on federal contracting preferences for degreed staff.
- To amend title 38, United States Code, to prohibit an educational institution from withholding a transcript from an individual who pursued a course or program of education at such institution using Post-9/11 educational assistance. Rep. Mannion, John W. [D-NY-22] · confidence 0.90
Section 1 prohibits educational institutions from withholding transcripts of individuals who used Post-9/11 educational assistance solely due to owed debt. This directly affects for-profit education institutions that often rely on transcript holds to collect unpaid tuition or fees, imposing a clear cost by restricting a collection practice.
- Strengthening Loan Forgiveness for Public Service Workers Act Rep. Swalwell, Eric [D-CA-14] · confidence 0.90
Section 2 amends the Higher Education Act to provide student loan forgiveness for public service workers, which reduces the amount of student loan debt that borrowers must repay. This directly harms for-profit education companies and student loan servicers (e.g., Sallie Mae, Navient, Nelnet) that profit from loan repayment, as loan forgiveness decreases their revenue.
- College Financial Aid Clarity Act of 2025 Rep. McClain, Lisa C. [R-MI-9] · confidence 0.90
The bill amends the Higher Education Act to require institutions receiving federal financial aid to standardize and clarify financial aid offer formats, increasing compliance burdens and transparency requirements that could negatively impact for-profit colleges' recruitment and enrollment practices.
- Safeguarding Taxpayer Dollars in Child Care Act of 2026 Rep. Foxx, Virginia [R-NC-5] · confidence 0.90
The bill amends the Child Care and Development Block Grant Act and the Child and Adult Care Food Program to permanently debar providers found to have committed fraud from receiving financial assistance. For-profit child care providers (which fall under for-profit education) that engage in fraudulent activities would be barred from receiving federal funds, imposing a clear cost on that industry.
- Stop Child Care Scams Act of 2026 Rep. Miller, Mary E. [R-IL-15] · confidence 0.90
The bill strengthens fraud prevention and debarment provisions in the Child Care and Development Block Grant Act, which could affect for-profit child care providers that receive federal funds; increased scrutiny and potential debarment for fraud constitutes a clear cost.
- Student Aid Fraud Oversight and Accountability Act of 2026 Rep. Thompson, Glenn [R-PA-15] · confidence 0.90
Section 2(b)(2) adds paragraph (4) requiring the Secretary to identify institutions that disburse Title IV aid without verifying identity of students with FAFSA fraud suspicion, which will increase oversight and potential sanctions for for-profit colleges that heavily rely on federal aid and may have weaker identity verification.
- No Aid for Ghost Students Act of 2026 Rep. Owens, Burgess [R-UT-4] · confidence 0.90
Section 2(b)(1)(B) requires institutions to verify identity of applicants flagged by fraud detection before disbursing federal aid, imposing additional compliance costs on for-profit colleges that rely heavily on FAFSA-based aid.
- Stop the Sexualization of Children Act Rep. Miller, Mary E. [R-IL-15] · confidence 0.90
Section 2(b)(1) prohibits use of funds under the Elementary and Secondary Education Act to develop, implement, facilitate, host, or promote any program or activity for children under 18 that includes sexually oriented material. This directly restricts for-profit education providers that may create or distribute such materials, imposing a regulatory cost.
- SAVES Act of 2025 Sen. Tillis, Thomas [R-NC] · confidence 0.90
The bill prohibits grant recipients from charging fees to veterans receiving service dogs (Section (e)(2)), which could affect for-profit entities that might otherwise charge such fees, imposing a cost on their business model.
- Protecting Students on Campus Act of 2025 Sen. Cassidy, Bill [R-LA] · confidence 0.90
Section 2(b) amends HEA Section 487(a) to require institutions participating in Federal student aid programs to display OCR complaint links and post awareness campaign materials, imposing compliance costs on for-profit colleges that rely on federal aid.
- A bill to amend the Higher Education Act of 1965 to provide for a percentage of student loan forgiveness for public service employment, and for other purposes. Sen. Blumenthal, Richard [D-CT] · confidence 0.90
Section 2 amends the Higher Education Act to provide student loan forgiveness for public service workers, reducing loan repayment obligations and thus decreasing revenue for for-profit education companies and student loan servicers that rely on borrower payments.
- Complete COVID Collections Act Sen. Ernst, Joni [R-IA] · confidence 0.90
Section 5(a) requires the SBA Administrator to refer claims for collection on covered loans under $100,000 to the Department of the Treasury, which could include defaulted SBA loans such as those from the Paycheck Protection Program (PPP) or Economic Injury Disaster Loans (EIDL) that for-profit education providers may have received, thereby increasing collection efforts and potential financial burden on those entities.
- Fair College Admissions for Students Act Sen. Merkley, Jeff [D-OR] · confidence 0.90
Section 2(a) amends the Higher Education Act to prohibit institutions receiving federal student aid from giving preferential treatment to legacy or donor students in admissions. For-profit education institutions that rely on such preferences (e.g., for alumni or donor relations) would be directly affected, as they would lose a potential admissions advantage, constituting a clear cost.
- Providing for consideration of the joint resolution (H.J. Res. 24) providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Energy relating to "Energy Conservation Program: Energy Conservation Standards for Walk-In Coolers and Walk-In Freezers"; providing for consideration of the joint resolution (H.J. Res. 75) providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of Energy Efficiency and Renewable Energy, Department of Energy relating to "Energy Conservation Program: Energy Conservation Standards for Commercial Refrigerators, Freezers, and Refrigerator-Freezers"; and providing for consideration of the bill (H.R. 1048) to amend the Higher Education Act of 1965 to strengthen disclosure requirements relating to foreign gifts and contracts, to prohibit contracts between institutions of higher education and certain foreign entities and countries of concern, and for other purposes. Rep. Foxx, Virginia [R-NC-5] · confidence 0.90
Section 3 mentions strengthening disclosure requirements relating to foreign gifts and contracts for institutions of higher education, which could lead to increased regulatory burdens and costs for for-profit education providers.
- Commerce, Justice, Science, and Related Agencies Appropriations Act, 2026 Rep. Rogers, Harold [R-KY-5] · confidence 0.85
Sec. 551 prohibits use of funds for diversity, equity and inclusion initiatives, which disproportionately impacts for-profit education institutions that rely on such programs for accreditation and student recruitment.
- Preventing Foreign Interference in American Elections Act Sen. Hagerty, Bill [R-TN] · confidence 0.85
Section 3(a)(1) restricts federal collection of donor information, which could impact for-profit education entities that solicit donations and rely on donor data for fundraising and compliance.
- WOSB Accountability Act Rep. Velázquez, Nydia M. [D-NY-7] · confidence 0.80
Section 2(b)(1)(B)(ii) requires self-certified WOSBs to file certification applications with the Administrator or a national certifying entity approved by the Administrator under section 8(m) of the Small Business Act. This imposes administrative burdens and potential costs on women-owned small businesses, including those in the for-profit education sector, which may seek WOSB certification to access federal contracting opportunities. The requirement to file applications and await determination