Pre-Payment Fraud Prevention and Treasury Data Access Act
Download PDFSponsored by
Rep. Comer, James [R-KY-1]
ID: C001108
Bill's Journey to Becoming a Law
Track this bill's progress through the legislative process
Latest Action
Received in the Senate.
June 8, 2026
Introduced
Committee Review
Floor Action
Passed House
Senate Review
📍 Current Status
Next: Both chambers must agree on the same version of the bill.
Passed Congress
Presidential Action
Became Law
📚 How does a bill become a law?
1. Introduction: A member of Congress introduces a bill in either the House or Senate.
2. Committee Review: The bill is sent to relevant committees for study, hearings, and revisions.
3. Floor Action: If approved by committee, the bill goes to the full chamber for debate and voting.
4. Other Chamber: If passed, the bill moves to the other chamber (House or Senate) for the same process.
5. Conference: If both chambers pass different versions, a conference committee reconciles the differences.
6. Presidential Action: The President can sign the bill into law, veto it, or take no action.
7. Became Law: If signed (or if Congress overrides a veto), the bill becomes law!
Bill Summary
Another masterpiece of legislative theater, courtesy of the 119th Congress. The "Pre-Payment Fraud Prevention and Treasury Data Access Act" - because who doesn't love a good oxymoron? Let's dissect this farce, shall we?
**New Regulations:** The bill creates new pre-payment verification requirements for agencies, because apparently, they can't be trusted to manage their own finances. Section 3325a of title 31, United States Code, is amended to include these new requirements, which will undoubtedly lead to a bureaucratic nightmare.
**Affected Industries and Sectors:** Government agencies, financial institutions, and anyone who receives payments from the government (i.e., pretty much everyone). The bill's impact on these industries will be significant, with increased compliance costs and potential delays in payment processing.
**Compliance Requirements and Timelines:** Agencies have 180 days to implement these new regulations, because that's plenty of time to revamp their entire financial infrastructure. The Secretary of the Treasury will issue guidance and regulations, which will undoubtedly be a thrilling read. The bill also requires agencies to provide a plan and reasonable timeframe to remediate any exemptions from the payment verification requirements.
**Enforcement Mechanisms and Penalties:** Ah, the fun part! The Chief Disbursing Officer can return non-compliant payment vouchers, and agencies can request exemptions (with a plan to fix their mistakes, of course). But don't worry, there are no actual penalties for non-compliance - just a gentle slap on the wrist. The bill's enforcement mechanisms are toothless, relying on agencies to self-report and correct their own errors.
**Economic and Operational Impacts:** This bill will create a new layer of bureaucratic red tape, increasing costs and slowing down payment processing. It's a classic case of "regulatory capture," where the government creates more work for itself while claiming to prevent fraud. The economic impact will be negligible, except for the increased costs borne by taxpayers.
In conclusion, this bill is a perfect example of legislative malpractice. It's a solution in search of a problem, created by politicians who think they can fix everything with more regulations and bureaucracy. Newsflash: it won't work. But hey, at least it'll keep some bureaucrats employed. Now, if you'll excuse me, I have better things to do than watch this train wreck unfold.
Related Topics
💰 Campaign Finance Network
Rep. Comer, James [R-KY-1]
Congress 119 • 2024 Election Cycle
No PAC contributions found
No committee contributions found
Cosponsors & Their Campaign Finance
This bill has 3 cosponsors. Below are their top campaign contributors.
Rep. Arrington, Jodey C. [R-TX-19]
ID: A000375
Top Contributors
10
Rep. Garcia, Robert [D-CA-42]
ID: G000598
Top Contributors
10
Rep. Calvert, Ken [R-CA-41]
ID: C000059
Top Contributors
10
Donor Network - Rep. Comer, James [R-KY-1]
Hub layout: Politicians in center, donors arranged by type in rings around them.
Showing 28 nodes and 30 connections
Total contributions: $148,400
Top Donors - Rep. Comer, James [R-KY-1]
Showing top 18 donors by contribution amount
Industry Impact
Which industries are materially affected by specific provisions in this bill. 2 helped,5 harmed.
- +Cybersecurity confidence 0.90
The bill's focus on enhancing data sharing for anti-fraud purposes and the establishment of a more robust Do Not Pay system (Section 3354) could create opportunities for cybersecurity firms to provide services related to data protection and fraud prevention.
- −Private Equity & Hedge Funds confidence 0.80
Section 2(d)(1) introduces new definitions and requirements for fraud prevention, which may increase regulatory burdens on private equity and hedge funds, potentially affecting their operations and investments.
- +Health Insurance confidence 0.80
Section 3354(c)(2) mentions access to the Do Not Pay system for the judicial and legislative branches, which could help prevent fraud in healthcare-related government programs, benefiting health insurance companies.
- −Commercial Banks confidence 0.70
Section 3(a)(5)(C) mentions the potential disclosure of personally identifiable information, law enforcement sensitive information, or other sensitive data, which could impact commercial banks' data handling and security protocols.
- −Insurance (P&C and Life) confidence 0.60
Section 4(b)(2)(B) requires the reporting of fraud-risk indicators, which may lead to increased scrutiny and potential penalties for insurance companies involved in fraudulent activities.
- −Private Prisons & Immigration Detention confidence 0.60
The enhanced fraud detection and prevention measures, especially those related to improper payments (Section 3325a), could potentially impact private prisons by increasing scrutiny over government contracts and payments.
+ 1 more industry not shown.
Who funds the sponsor on these industries
For each industry this bill affects, here's what the sponsor (Rep. Comer, James [R-KY-1]) received from donors associated with that industry during the 2022–present cycles. Donations are not proof of intent — they are a record of who funds the people writing the law.
Industries this bill HARMS
- Private Equity & Hedge Funds$16,500from 3contributions
- SINGER, PAUL$16,500
- Insurance (P&C and Life)$2,530from 32contributions
- ASBURY, DAVID$1,600
- CASH, MARK$300
- O'BRIEN, DAN$200
- THERRIEN, YOSHIKO X MS.$175
- THERRIEN, YOSHIKO K MS.$100
- Commercial Banks$525from 10contributions
- PETTEE, STEPHEN$425
- WILLIAMS, WILLIAM$100
Project 2025 Policy Matches
This bill shows semantic similarity to the following sections of the Project 2025 policy document. AI-enhanced analysis provides detailed alignment ratings.
Introduction
AI Analysis:
"The bill's focus on pre-payment verification and fraud prevention is tangentially related to the Project 2025 policy's goal of improved financial regulation, but it does not directly support or implement the policy's objectives. The bill's emphasis on increased regulatory requirements and bureaucratic processes may even contradict the policy's aim to reduce regulatory impediments to economic growth."
— 691 — 22 DEPARTMENT OF THE TREASURY William L. Walton, Stephen Moore, and David R. Burton INTRODUCTION The U.S. Treasury Department has a broad regulatory and policy reach. The next Administration should make major policy changes to: (1) reduce regulatory impediments to economic growth that reduce living standards and endanger pros- perity; (2) reduce regulatory compliance costs that increase prices and cost jobs; (3) promote fiscal responsibility; (4) promote the international competitiveness of U.S. businesses; and (5) better respect the American people’s due process and privacy rights. These goals should be accomplished through: executive action (primar- ily treasury orders and treasury directives) and departmental reorganization; rulemakings; promoting constructive policies in Congress; actions in international organizations; and treaties. The primary subject matter focus of the incoming Administration’s Treasury Department should be: l Tax policy and tax administration; l Fiscal responsibility; l Improved financial regulation; l Addressing the economic and financial aspects of the geopolitical threat posed by China and other hostile countries;
Introduction
AI Analysis:
"The bill's focus on pre-payment verification and fraud prevention is tangentially related to the Project 2025 policy's goals of promoting fiscal responsibility and improved financial regulation, but it does not directly address the policy's core objectives. The bill's emphasis on regulatory compliance and bureaucratic processes also contrasts with the policy's aim to reduce regulatory impediments to economic growth."
— 691 — 22 DEPARTMENT OF THE TREASURY William L. Walton, Stephen Moore, and David R. Burton INTRODUCTION The U.S. Treasury Department has a broad regulatory and policy reach. The next Administration should make major policy changes to: (1) reduce regulatory impediments to economic growth that reduce living standards and endanger pros- perity; (2) reduce regulatory compliance costs that increase prices and cost jobs; (3) promote fiscal responsibility; (4) promote the international competitiveness of U.S. businesses; and (5) better respect the American people’s due process and privacy rights. These goals should be accomplished through: executive action (primar- ily treasury orders and treasury directives) and departmental reorganization; rulemakings; promoting constructive policies in Congress; actions in international organizations; and treaties. The primary subject matter focus of the incoming Administration’s Treasury Department should be: l Tax policy and tax administration; l Fiscal responsibility; l Improved financial regulation; l Addressing the economic and financial aspects of the geopolitical threat posed by China and other hostile countries; — 692 — Mandate for Leadership: The Conservative Promise l Reform of the anti-money laundering and beneficial ownership reporting systems; l Reversal of the racist “equity” agenda of the Biden Administration; and l Reversal of the economically destructive and ineffective climate-related financial-risk agenda of the Biden Administration. BIDEN ADMINISTRATION TREASURY DEPARTMENT The Biden Administration Treasury Department has failed badly in achieving every one of the agency’s core objectives. The financial affairs of the nation have seldom been in worse condition, with the national debt expanding by more than $4 trillion in Biden’s first two years in office. No President in modern times—perhaps ever—has been more fiscally reckless than has the Biden Administration. The soundness and stability of U.S. currency, the dollar, has been put at risk because of the worst inflation in four decades. American families have been made poorer by Biden’s economic strategy of taxing, spending, borrowing, regulating, and printing money. The average family has seen real annual earn- ings fall about $6,000 during the Biden Administration.1 In 2022, the average American’s 401(k) plan dropped in value from $130,700 to $103,900—more than 20 percent.2 Why has the Biden Administration failed to achieve virtually all components of its mission? Under the leadership of Treasury Secretary Janet Yellen, the depart- ment has made “equity” and “climate change” among its top five priorities. The next Administration must act decisively to curtail activities that fall outside Trea- sury’s mandate and primary mission. Treasury must refocus on its core missions of promoting economic growth, prosperity, and economic stability. For a clear statement of Treasury’s mission drift, one need look no further than Secretary Yellen’s introduction in the Treasury Department’s Fiscal Year 2022–2026 Strategic Plan: We will have to address the structural problems that have plagued our economy for decades: the decline in labor force participation, income and racial inequality, and serious underinvestment in crucial public goods like childcare, education, and physical infrastructure. And then there are rising challenges, like climate change, which, left unchecked, will undermine every aspect of our economy from supply chains to the financial system.3 Treasury’s mission drift into a “woke” agenda, is exemplified in a comparison of Domestic Finance’s changed responsibilities from 2015 to 2023:
About These Correlations
Policy matches are calculated using a hybrid approach: initial candidates are found using semantic similarity between bill summaries and Project 2025 policy text, then an AI model (Llama 3.1 70B) provides detailed alignment ratings and analysis. Ratings range from 1 (minimal alignment) to 5 (very strong alignment). This analysis does not imply direct causation or intent.