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29. U.S. Small Business Administration, “Ensuring Equal Treatment for Faith-Based Organizations in SBA’s Loan
and Disaster Assistance Programs,” Proposed Rule, Federal Register, Vol. 86, No. 11 (January 19, 2021), pp.
5036–5040, https://www.federalregister.gov/documents/2021/01/19/2021-00446/ensuring-equal-treatment-
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30. President Joseph R. Biden Jr., Executive Order 14019, “Promoting Access to Voting,” March 7, 2021, in
Federal Register, Vol. 86, No. 45 (March 10, 2021), pp. 13623–13627, https://www.govinfo.gov/content/pkg/
FR-2021-03-10/pdf/2021-05087.pdf (accessed February 19, 2023). See also press release, “Small Business
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https://republicans-smallbusiness.house.gov/news/documentsingle.aspx?DocumentID=404061 (accessed
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31. Press release, “SBA Administrator Guzman, Biden–Harris Administration Announce Community Navigator
Pilot Program Grantees,” U.S. Small Business Administration, October 28, 2021, https://www.sba.gov/
article/2021/oct/28/sba-administrator-guzman-biden-harris-administration-announce-community-navigator-
pilot-program (accessed February 18, 2023).
32. John Reosti, “SBA Hasn’t Given Up on Direct Lending,” American Banker, May 2, 2022, https://www.
americanbanker.com/creditunions/news/sba-hasnt-given-up-on-direct-lending (accessed February 18, 2023).
33. Goldman Sachs, 10,000 Small Businesses Voices, “22 Years Is Too Long: Support Small Businesses.
Reauthorize the SBA,” Open Letter to Congress, November 16, 2022, https://www.goldmansachs.com/
citizenship/10000-small-businesses/US/voices/reauthorize-the-sba-letter/index.html (accessed February 18,
2023). According to Goldman Sachs, the letter “was published in Politico on Wednesday, November 16 to kick
of a broader campaign to prioritize small businesses and modernize the SBA in the next Congress” and “was
signed by over 3,000 small business owners from all 50 states.” Ibid.
34. See, for example, “Challenge 3: SBA Faces Significant Challenges in IT Investment, System Development, and
Security Controls,” in U.S. Small Business Administration, Office of Inspector General, Top Management and
Performance Challenges Facing the Small Business Administration in Fiscal Year 2023, Report 23-01, October
14, 2022, pp. 16–19, https://www.sba.gov/sites/default/files/2022-10/SBA%20OIG%20Report%2023-01_0.pdf
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35. Ibid., p. iv.
36. Appendix M, “Office of Advocacy’s Legislative Priorities,” and Appendix Q, “Memorandum of Understanding
Between the Small Business Administration and the Office of Advocacy,” in U.S. Small Business
Administration, Office of Advocacy, Background Paper, Office of Advocacy, 2017–2020, January 2021, pp. 192
and 197, https://cdn.advocacy.sba.gov/wp-content/uploads/2021/02/09101916/Background-Paper-Office-of-
Advocacy-2017-2020-web.pdf (accessed February 18, 2023).
37. President Donald J. Trump, Executive Order 13771, “Reducing Regulation and Controlling Regulatory Costs,”
January 30, 2017, in Federal Register, Vol. 82, No. 22 (February 3, 2017), pp. 9339–9341, https://www.govinfo.
gov/content/pkg/FR-2017-02-03/pdf/2017-02451.pdf (accessed February 19, 2023), and President Donald
J. Trump, Executive Order 13777, “Enforcing the Regulatory Reform Agenda,” February 24, 2017, in Federal
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01/pdf/2017-04107.pdf (accessed February 19, 2023).
38. U.S. Small Business Administration, Office of Advocacy, What Small Businesses Are Saying and What
Advocacy Is Doing About It: Progress Report on the Office of Advocacy’s Regional Regulatory Reform
Roundtables, June 2017–September 2018, December 2018, https://cdn.advocacy.sba.gov/wp-content/
uploads/2018/12/20091536/What-Small-Businesses-Are-Saying-What-Advocacy-Is-Doing.pdf April 2020,
https://advocacy.sba.gov/regulatory-reform/ (accessed February 18, 2023December 10, 2022). See also U.S.
Small Business Administration, Office of Advocacy, Reforming Regulations and Listening to Small Business:
Second Progress Report on the Office of Advocacy’s Regional Regulatory Roundtables, June 2017–December
2019, https://cdn.advocacy.sba.gov/wp-content/uploads/2020/04/20141200/2nd-Progress-Report-on-Reg-
Reform-Roundtables.pdf (accessed February 18, 2023).
39. U.S. Small Business Administration, Office of Advocacy, What Small Businesses Are Saying and What
Advocacy Is Doing About It: Progress Report on the Office of Advocacy’s Regional Regulatory Reform
Roundtables, June 2017–September 2018, pp. 32 and 43.
— 763 —
Small Business Administration
40. U.S. Small Business Administration, Office of Inspector General, Top Management and Performance
Challenges Facing the Small Business Administration in Fiscal Year 2023, p. iv.
41. H.R. 748, CARES (Coronavirus Aid, Relief, and Economic Security) Act, Public Law No. 116-136, 116th
Congress, March 27, 2020, https://www.congress.gov/116/plaws/publ136/PLAW-116publ136.pdf (accessed
February 19, 2023).
42. Sarah McCammon, “Planned Parenthood Asked to Return Funds from Paycheck Protection Program,” NPR,
May 21, 2020, https://www.npr.org/2020/05/21/859991359/planned-parenthood-asked-to-return-funds-
from-paycheck-protection-program (accessed February 18, 2023).
43. Letter from William Manger, Associate Administrator, U.S. Small Business Administration, to Laura Meyers,
Planned Parenthood of Metropolitan Washington, “Re: Notice of Investigation and Request for Records,”
May 19, 2020, https://s3.documentcloud.org/documents/6922122/SBA-Letter-Planned-Parenthood-DC.pdf
(accessed February 18, 2023).
44. Press release, “Lankford, HSGAC Republicans Demand Details on Illegal PPP Loans to Planned Parenthood
Affiliates,” Office of U.S. Senator James Lankford, April 28, 2022, https://www.lankford.senate.gov/news/press-
releases/lankford-hsgac-republicans-demand-details-on-illegal-ppp-loans-to-planned-parenthood-affiliates
(accessed February 18, 2023).
45. Press release, “Romney, Colleagues Request Information from SBA Administrator Guzman on Illegal PPP
Loans Given to Planned Parenthood Affiliates,” Office of U.S. Senator Mitt Romney, April 28, 2022, https://
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46. 13 C.F.R. §§ 109.400(b)(11), https://www.law.cornell.edu/cfr/text/13/109.400; 123.301(g), https://www.law.
cornell.edu/cfr/text/13/123.301; 123.502(n), https://www.law.cornell.edu/cfr/text/13/123.502; and 123.702(b)(6),
https://www.law.cornell.edu/cfr/text/13/123.702 (all accessed February 19, 2023).
47. U.S. Small Business Administration, “Religious Eligibility Worksheet for all 7(a) and 504 Loan
Programs” SBA Form 1971, http://www.sba.gov/sites/default/files/2020-11/sba-form-1971.pdf (accessed
February 18, 2023).
48. U.S. Small Business Administration, “Ensuring Equal Treatment for Faith-Based Organizations in SBA’s Loan
and Disaster Assistance Program.”
49. See, for example, Carson v. Makin, 596 U.S. ___ (2022), https://www.supremecourt.gov/
opinions/21pdf/20-1088_dbfi.pdf (accessed February 19, 2023).
50. 28 U.S. Code § 530d, https://www.law.cornell.edu/uscode/text/28/530D (accessed February 19, 2023).
51. U.S. Small Business Administration, “Ensuring Equal Treatment for Faith-Based Organizations in SBA’s Loan
and Disaster Assistance Program.”
52. 13 CFR 120.110(k), https://www.law.cornell.edu/cfr/text/13/120.110 (accessed February 19, 2023).
53. U.S. Small Business Administration, “Regulatory Reform Initiative: Streamlining and Modernizing the 7(a),
Microloan, and 504 Loan Programs to Reduce Regulatory Burden,” Final Rule, Federal Register, Vol. 87, No.
125 (June 30, 2022), pp. 38900–38910, https://www.federalregister.gov/documents/2022/06/30/2022-13483/
regulatory-reform-initiative-streamlining-and-modernizing-the-7a-microloan-and-504-loan-programs-to
(accessed February 18, 2023).
54. Ibid.
55. U.S. Department of Justice, Office of Legal Counsel “Religious Restrictions on Capital Financing for
Historically Black Colleges and Universities,” Memorandum Opinion for the Acting General Counsel,
Department of Education, August 15, 2019, https://www.justice.gov/sites/default/files/opinions/
attachments/2021/01/01/2019-08-15-hbcu-capfin-2.pdf. (accessed February 18, 2023).
56. U.S. Small Business Administration, Office of Investment and Innovation, SBIR and STTR Annual Report, Fiscal
Year 2019, p. 8, https://www.sbir.gov/sites/default/files/SBA_Final_FY19_SBIR_STTR_Annual_Report.pdf
(accessed February 18, 2023).
57. S. 4900, SBIR and STTR Extension Act of 2022, Public Law No. 117–183, 117th Congress, September 30, 2022,
https://www.congress.gov/117/plaws/publ183/PLAW-117publ183.pdf (accessed February 18, 2023).
58. U.S. Small Business Administration, Office of Investment and Innovation, SBIR and STTR Annual Report, Fiscal
Year 2019, pp. 6, 40, and 108.