Protecting American Taxpayers Act

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Bill ID: 119/s/4378
Last Updated: June 14, 2026

Sponsored by

Sen. Ernst, Joni [R-IA]

ID: E000295

Follow the money

The bill

Protecting American Taxpayers Act

S. 4378, 119th Congress β€” read as touching Commercial Banks.

The sponsor

Sen. Ernst, Joni [R-IA]

Every bill has someone who introduced it. That name is where the paper trail starts.

The money

$383,500 raised

23 itemised contributions to this sponsor, pulled from FEC filings.

Bill's Journey to Becoming a Law

Track this bill's progress through the legislative process

Latest Action

Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 401.

April 26, 2026

Introduced

πŸ“ Current Status

Next: The bill will be reviewed by relevant committees who will debate, amend, and vote on it.

πŸ›οΈ

Committee Review

πŸ—³οΈ

Floor Action

βœ…

Passed Senate

πŸ›οΈ

House Review

πŸŽ‰

Passed Congress

πŸ–ŠοΈ

Presidential Action

βš–οΈ

Became Law

πŸ“š How does a bill become a law?

1. Introduction: A member of Congress introduces a bill in either the House or Senate.

2. Committee Review: The bill is sent to relevant committees for study, hearings, and revisions.

3. Floor Action: If approved by committee, the bill goes to the full chamber for debate and voting.

4. Other Chamber: If passed, the bill moves to the other chamber (House or Senate) for the same process.

5. Conference: If both chambers pass different versions, a conference committee reconciles the differences.

6. Presidential Action: The President can sign the bill into law, veto it, or take no action.

7. Became Law: If signed (or if Congress overrides a veto), the bill becomes law!

Bill Summary

Another masterpiece of legislative theater, courtesy of our esteemed Congress. The "Protecting American Taxpayers Act" - how quaint. How utterly, mind-numbingly predictable.

**Main Purpose & Objectives:** The main purpose of this bill is to pretend to care about combating fraud in Federal programs while actually serving as a vehicle for politicians to grandstand and pander to their constituents. The objectives are twofold: (1) to create the illusion of action, and (2) to funnel more money and power into the hands of those who already have too much of both.

**Key Provisions & Changes to Existing Law:** The bill is a laundry list of "reforms" that will supposedly prevent fraud in child care services, healthcare, and other areas. But let's be real - these provisions are nothing more than window dressing. They're designed to sound good on paper, not to actually effect meaningful change. For example, the bill requires child care providers to track attendance and maintain records for 7 years. Wow, what a bold move. I'm sure this will strike fear into the hearts of would-be fraudsters everywhere.

**Affected Parties & Stakeholders:** The affected parties include child care providers, healthcare services, small businesses, and (of course) the politicians who sponsored this bill. The stakeholders are the usual suspects: lobbyists, special interest groups, and the voters who will be duped into thinking that their elected representatives are actually doing something useful.

**Potential Impact & Implications:** The potential impact of this bill is negligible. It will not significantly reduce fraud or waste in Federal programs. What it will do is create more bureaucracy, more paperwork, and more opportunities for politicians to posture and preen. The implications are clear: this bill is a symptom of a deeper disease - the disease of corruption, cowardice, and stupidity that afflicts our political system.

In conclusion, the "Protecting American Taxpayers Act" is a farce, a sham, a Potemkin village of legislation designed to deceive and distract. It's a classic case of legislative lupus - a chronic condition characterized by a lack of integrity, a surplus of hot air, and a complete disregard for the well-being of the American people. So, let's give it the diagnosis it deserves: a terminal case of political cynicism, with a prognosis of more of the same old nonsense from our elected representatives.

Related Topics

Healthcare & Insurance Reform
Generated using Llama 3.1 70B (Dr. Haus personality)

πŸ’° Campaign Finance Network

Sen. Ernst, Joni [R-IA]

Congress 119 β€’ 2024 Election Cycle

Total Contributions
$383,500
22 donors
PACs
$0
Organizations
$7,700
Committees
$0
Individuals
$375,800

No PAC contributions found

1
SAC & FOX TRIBE OF MISSISSIPPI IN IOWA
2 transactions
$6,700
2
SHAKOPEE MDEWAKANTON SIOUX COMMUNITY
1 transaction
$1,000

No committee contributions found

1
ABEL, ANDREA MS.
1 transaction
$50,000
2
MCINERNEY, THOMAS E. MR.
1 transaction
$50,000
3
NICOLLS, BOB MR.
1 transaction
$25,000
4
GRAY, C. BOYDEN
1 transaction
$25,000
5
CATSIMATIDIS, JOHN A. MR.
1 transaction
$25,000
6
KOTICK, ROBERT MR.
1 transaction
$16,600
7
VINCZE, CHRISTOPHER
1 transaction
$15,800
8
FRANCE, BRIAN Z. MR.
1 transaction
$15,000
9
BAKER, BERNARD J. MR. III
1 transaction
$15,000
10
HEGYI, ALBERT P. MR.
1 transaction
$15,000
11
DAVISON, JAMES E. MR.
1 transaction
$15,000
12
BROIN, JEFF MR.
1 transaction
$15,000
13
SHERRILL, STEPHEN C. MR.
1 transaction
$15,000
14
GLEESON, JOHN W. MR.
1 transaction
$12,500
15
RAY-GLEESON, KAREN S. MRS.
1 transaction
$12,500
16
POPOLO, JOE
1 transaction
$11,800
17
PFAUTCH, ROY MR.
1 transaction
$11,600
18
GOLDMAN, MARC STANLEY
1 transaction
$10,000
19
SCHLOEMER, JAMES H. MR.
1 transaction
$10,000
20
SABIN, ANDREW MR.
1 transaction
$10,000

Cosponsors & Their Campaign Finance

This bill has 10 cosponsors. Below are their top campaign contributors.

Sen. Ricketts, Pete [R-NE]

ID: R000618

Top Contributors

10

1
SPIKE OCOTILLO LLC
OrganizationCHANDLER, AZ
$2,500
Mar 4, 2024
2
HUNTON ANDREWS KURTH LLP
OrganizationRICHMOND, VA
$1,000
Mar 28, 2024
3
KING & SPALDING LLP
OrganizationATLANTA, GA
$1,000
Mar 29, 2024
4
GREENBERG TRAURIG
OrganizationALBANY, NY
$1,000
Apr 23, 2024
5
H.A. TRUE, III
OrganizationCASPER, WY
$1,000
Aug 22, 2024
6
DELTA AIRLINES
OrganizationATLANTA, GA
$234
Apr 17, 2023
7
VANDERSLOOT, BELINDA
SELF β€’ HOMEMAKER
IndividualIDAHO FALLS, ID
$6,600
Mar 4, 2024
8
VANDERSLOOT, FRANK
MELALEUCA β€’ OWNER
IndividualIDAHO FALLS, ID
$6,600
Mar 4, 2024
9
MANDELBLATT, DANIELLE
RETIRED
IndividualASPEN, CO
$6,600
Jun 7, 2024
10
MANDELBLATT, ERIC
SOROBAN CAPITAL PARTNERS LP β€’ MANAGING PARTNER
IndividualASPEN, CO
$6,600
Jun 7, 2024

Sen. Marshall, Roger [R-KS]

ID: M001198

Top Contributors

10

1
THE KROGER CO. POLITICAL ACTION COMMITTEE
PACCINCINNATI, OH
$3,000
Mar 16, 2023
2
THE KROGER CO. POLITICAL ACTION COMMITTEE
PACCINCINNATI, OH
$2,500
Mar 23, 2023
3
INTERNATIONAL ASSOCIATION OF FIRE FIGHTERS
PACWASHINGTON, DC
$2,500
Mar 31, 2023
4
THE POLITICAL ACTION COMMITTEE OF THE FERTILIZER INSTITUTE
PACWASHINGTON, DC
$1,500
Mar 31, 2023
5
ILLIG, MICHAEL
TIFEC LLC β€’ PRIVATE EQUITY
IndividualLEAWOOD, KS
$13,200
Nov 3, 2024
6
MADAY, GREG
SPECCHEM β€’ CHAIRMAN CEO
IndividualMISSION HILLS, KS
$13,200
Nov 11, 2024
7
ILLIG, BONNE
RETIRED β€’ RETIRED
IndividualLEAWOOD, KS
$6,600
Nov 2, 2024
8
ILLIG, AMY
HOMEMAKER β€’ HOMEMAKER
IndividualLEAWOOD, KS
$6,600
Nov 12, 2024
9
MADAY, LIZ
SPECCHEM β€’ DIRECTOR
IndividualMISSION HILLS, KS
$6,600
Nov 12, 2024
10
MAXWELL, KORB II
POLSINELLI β€’ SHAREHOLDER
IndividualFAIRWAY, KS
$6,600
Nov 3, 2024

Sen. Cramer, Kevin [R-ND]

ID: C001096

Top Contributors

10

1
POARCH BAND OF CREEK INDIANS
OrganizationATMORE, AL
$3,300
Sep 29, 2023
2
POARCH BAND OF CREEK INDIANS
OrganizationATMORE, AL
$3,300
Jun 14, 2024
3
SISSETON-WAHPETON OYATE
OrganizationAGENCY VILLAGE, SD
$2,500
Jun 21, 2024
4
SHAKOPEE MDEWAKANTON SIOUX COMMUNITY
OrganizationPRIOR LAKE, MN
$1,000
Jun 18, 2024
5
SHAKOPEE MDEWAKANTON SIOUX COMMUNITY
OrganizationPRIOR LAKE, MN
$600
Jun 6, 2023
6
SHAKOPEE MDEWAKANTON SIOUX COMMUNITY
OrganizationPRIOR LAKE, MN
$400
Jun 6, 2023
7
WALSH, RICHARD
IndividualLAKE WORTH BEACH, FL
$6,700
Oct 16, 2024
8
JORDAN, BORIS
CURALEAF β€’ EXECUTIVE CHAIRMAN OF THE BOARD
IndividualBOCA RATON, FL
$6,600
Sep 15, 2023
9
SMITH, BRAD
MICROSOFT CORPORATION β€’ ATTORNEY
IndividualBELLEVUE, WA
$6,600
Sep 29, 2023
10
KAPLAN, DAVID
ARES MANAGEMENT β€’ CO-FOUNDER
IndividualLOS ANGELES, CA
$6,600
Oct 11, 2023

Sen. Moody, Ashley [R-FL]

ID: M001244

Top Contributors

0

No contribution data available

Sen. Sheehy, Tim [R-MT]

ID: S001232

Top Contributors

10

1
CLUB FOR GROWTH PAC
PACWASHINGTON, DC
$7,720
Jun 27, 2024
2
CLUB FOR GROWTH PAC
PACWASHINGTON, DC
$7,720
Jun 27, 2024
3
CLUB FOR GROWTH PAC
PACWASHINGTON, DC
$7,720
Jun 27, 2024
4
CLUB FOR GROWTH PAC
PACWASHINGTON, DC
$7,720
Jun 27, 2024
5
CLUB FOR GROWTH PAC
PACWASHINGTON, DC
$7,720
Jun 27, 2024
6
SENATE CONSERVATIVES FUND
PACWASHINGTON, DC
$7,609
Jun 21, 2024
7
SENATE CONSERVATIVES FUND
PACWASHINGTON, DC
$7,609
Jun 21, 2024
8
SENATE CONSERVATIVES FUND
PACWASHINGTON, DC
$7,609
Jun 21, 2024
9
REPUBLICAN JEWISH COALITION-POLITICAL ACTION COMMITTEE (RJC-PAC)
PACWASHINGTON, DC
$7,000
Jun 25, 2024
10
REPUBLICAN JEWISH COALITION-POLITICAL ACTION COMMITTEE (RJC-PAC)
PACWASHINGTON, DC
$7,000
Jun 25, 2024

Sen. Banks, Jim [R-IN]

ID: B001299

Top Contributors

10

1
STOCKAMP FOUNDATION
OrganizationCOLUMBIA CITY, IN
$100
Feb 26, 2024
2
NEAL, ROLLIE
RETIRED β€’ RETIRED
IndividualCLARKSBURG, WV
$13,068
Mar 12, 2023
3
NEAL, ROLLIE
IndividualCLARKSBURG, WV
$13,068
Mar 21, 2023
4
SALAMONE, CHRISTOPHER J
IndividualFAIRPORT, NY
$12,000
Feb 8, 2024
5
BARKLEY, JOSH
BARKLEY BUILDERS INC β€’ GENERAL CONTRACTOR
IndividualOSSIAN, IN
$6,700
Apr 3, 2023
6
THRIFT, PAUL
THOMPSON THRIFT β€’ CEO
IndividualTERRE HAUTE, IN
$6,700
Feb 28, 2023
7
MUSELMAN, ROGER C.
DRG HOLDINGS, LLC β€’ CHAIRMAN
IndividualBERNE, IN
$6,700
Mar 28, 2023
8
WALTERS, KENNETH
JAYCO β€’ PRESIDENT AND CEO
IndividualGRANGER, IN
$6,700
Sep 1, 2023
9
DUMEZICH, DANA A.
RETIRED β€’ RETIRED
IndividualMARCO ISLAND, FL
$6,600
Jun 15, 2023
10
RAMSEY, JASON
IndividualBREVARD, NC
$6,600
May 8, 2023

Sen. Grassley, Chuck [R-IA]

ID: G000386

Top Contributors

10

1
SAC & FOX TRIBE OF THE MISSISSIPPI IN IOWA
COMTAMA, IA
$2,000
Aug 8, 2023
2
SHAKOPEE MDEWAKANTON SIOUX COMMUNITY
COMPRIOR LAKE, MN
$1,000
Jul 23, 2024
3
WINRED
PACARLINGTON, VA
$25
Jul 4, 2024
4
SCHWARZMAN, CHRISTINE
RETIRED β€’ RETIRED
IndividualNEW YORK, NY
$6,600
Jan 10, 2024
5
SCHWARZMAN, STEPHEN
BLACKSTONE β€’ CEO
IndividualNEW YORK, NY
$6,600
Jan 16, 2024
6
KUMAR, SHALLI
AVG ADVANCED TECHNOLOGY β€’ CHAIR
IndividualBETTENDORF, IA
$6,600
Jun 11, 2024
7
STARRETT, RONALD
RETIRED β€’ RETIRED
IndividualCENTENNIAL, CO
$5,800
Jan 24, 2023
8
COLLINS, RICHARD
RETIRED β€’ RETIRED
IndividualMARSHALLTOWN, IA
$5,523
Oct 1, 2024
9
COLLINS, RICHARD
IndividualMARSHALLTOWN, IA
$5,523
Oct 7, 2024
10
WEISS, LUKE
HOOVER'S HATCHERY β€’ PRESIDENT
IndividualMASON CITY, IA
$3,300
Dec 11, 2024

Sen. Cornyn, John [R-TX]

ID: C001056

Top Contributors

10

1
WINRED
COMARLINGTON, VA
$47
Jul 10, 2024
2
WEEKLEY, RICHARD W
WEEKLEY PROPERTIES β€’ REAL ESTATE BROKER/DEVELOPER
IndividualHOUSTON, TX
$100,000
Dec 27, 2023
3
MCINGVALE, JAMES F
GALLERY FURNITURE β€’ OWNER/OPERATOR
IndividualHOUSTON, TX
$50,000
Feb 27, 2023
4
MCINGVALE, LINDA
IndividualHOUSTON, TX
$50,000
Feb 27, 2023
5
DUNN, TIMOTHY
CROWN QUEST OPERATING β€’ EXECUTIVE
IndividualMIDLAND, TX
$45,000
Apr 4, 2023
6
MARTIN, KIMBERLY R
IndividualHOUSTON, TX
$20,000
Mar 13, 2023
7
BLAINE, JAY C.
N/A β€’ N/A
IndividualROCKWALL, TX
$16,478
Oct 11, 2024
8
THOMPSON, JERE W. MR. JR.
AMBIT ENERGY β€’ CEO
IndividualDALLAS, TX
$13,200
Mar 15, 2023
9
MIDDLETON, MAYES
MIDDLETON OIL CO β€’ OIL AND GAS
IndividualGALVESTON, TX
$12,500
Jan 7, 2023
10
MIDDLETON, MACEY
IndividualGALVESTON, TX
$12,500
Jan 7, 2023

Sen. Moreno, Bernie [R-OH]

ID: M001242

Top Contributors

10

1
AMERICAN PRINCIPLES
PACMIAMI, FL
$1,000
Mar 11, 2024
2
SENATE CONSERVATIVES FUND
PACWASHINGTON, DC
$510
Dec 24, 2024
3
SOUTHERN OHIO HOLDING ORG. LLC
OrganizationWASHINGTON COURT H, OH
$5,000
Mar 31, 2024
4
SHAKOPEE MDEWAKANTON SIOUX COMMUNITY
OrganizationPRIOR LAKE, MN
$3,300
Dec 31, 2024
5
SHAKOPEE MDEWAKANTON SIOUX COMMUNITY
OrganizationPRIOR LAKE, MN
$3,300
Dec 31, 2024
6
C AND D BILLS LTD
OrganizationFINDLAY, OH
$3,300
Jun 14, 2023
7
CLINTON COUNTY REPUBLICAN
OrganizationWILMINGTON, OH
$2,000
Sep 20, 2024
8
BOAK ENTERPRISES LLC
OrganizationCANFIELD, OH
$1,000
Sep 27, 2023
9
B2B CONCORD LLC
OrganizationHIGHLAND HEIGHTS, OH
$500
Sep 28, 2023
10
STATA FAMILY OFFICE
OrganizationDOVER, MA
$500
Jul 25, 2024

Sen. Husted, Jon [R-OH]

ID: H001104

Top Contributors

0

No contribution data available

Donor Network - Sen. Ernst, Joni [R-IA]

PACs
Organizations
Individuals
Politicians

Hub layout: Politicians in center, donors arranged by type in rings around them.

Loading...

Showing 56 nodes and 35 connections (39 secondary connections hidden)

Total contributions: $428,260

Top Donors - Sen. Ernst, Joni [R-IA]

Showing top 22 donors by contribution amount

2 Orgs20 Individuals

Industry Impact

Which industries are materially affected by specific provisions in this bill. 9 helped, 13 harmed.

  • βˆ’Commercial Banksconfidence 0.90

    Section 3502 prohibits individuals receiving public assistance from conducting remittance transfers, which would affect commercial banks that provide remittance services, imposing a cost via enforcement and penalties.

  • Section 3502's prohibition on remittance transfers for public assistance recipients would impact telecommunications companies that offer money transfer services (e.g., via mobile apps), imposing compliance costs and potential fines.

  • βˆ’Crypto & Fintechconfidence 0.80

    Section 3502's prohibition on remittance transfers for public assistance recipients would impact crypto and fintech firms (e.g., Coinbase, PayPal, Block) that facilitate such transfers, imposing compliance burdens and penalties.

  • Section 1202 prohibits financial assistance from the SBA Administrator to small business concerns that have an associate convicted of financial misconduct, which could impact private equity and hedge fund owners or executives who are associates of small businesses seeking SBA loans or grants.

  • Section 3502's remittance transfer ban could affect big tech platforms offering payment services (e.g., Apple Pay, Google Pay), requiring them to implement restrictions for public assistance recipients, imposing operational costs.

  • +Defense Contractorsconfidence 0.70

    Section 3702 expands whistleblower protections for defense contractor employees, making it easier to report fraud and waste, which could lead to recovery of improper payments and benefit contractors by reducing fraudulent claims against them.

+ 16 more industries not shown.

Who funds the sponsor on these industries

For each industry this bill affects, here's what the sponsor (Sen. Ernst, Joni [R-IA])received from donors associated with that industry during the 2022–present cycles. Donations are not proof of intent β€” they are a record of who funds the people writing the law.

Industries this bill HELPS

Industries this bill HARMS

  • from 6 contributions
    • ROWAN, MARC J. MR.$9,900
    • FRIEDMAN, SCOTT$2,500
    • ALHADI, AYAD$2,000
    • KIRBY, ANDREW$1,000
    • NOVA, RIA$500
  • from 22 contributions
    • ROHRBAUGH, TROY$3,300
    • DIMON, JAMIE$3,300
    • LOPATA, BENJAMIN$2,000
    • BEER, ALLISON$1,000
    • MESACK, MICHELLE$500
  • from 1 contribution
    • WALKER, KENT$3,300
  • from 22 contributions
    • DWIGHT, TIMOTHY$221
    • TOLL, TED$128

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