Housing Unhoused Disabled Veterans Act

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Bill ID: 119/hr/965
Last Updated: July 18, 2026

Sponsored by

Rep. Sherman, Brad [D-CA-32]

ID: S000344

Follow the money

The bill

Housing Unhoused Disabled Veterans Act

HR. 965, 119th Congress — read as touching Real Estate.

The sponsor

Rep. Sherman, Brad [D-CA-32]

Every bill has someone who introduced it. That name is where the paper trail starts.

The money

$75,000 raised

26 itemised contributions to this sponsor, pulled from FEC filings.

The alignment

61% match to Project 2025

This bill's text tracks the "Introduction" section, p. 542-544 of the Mandate for Leadership.

Bill's Journey to Becoming a Law

Track this bill's progress through the legislative process

Latest Action

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

February 10, 2025

Introduced

Committee Review

Floor Action

Passed House

Senate Review

📍 Current Status

Next: Both chambers must agree on the same version of the bill.

🎉

Passed Congress

🖊️

Presidential Action

⚖️

Became Law

📚 How does a bill become a law?

1. Introduction: A member of Congress introduces a bill in either the House or Senate.

2. Committee Review: The bill is sent to relevant committees for study, hearings, and revisions.

3. Floor Action: If approved by committee, the bill goes to the full chamber for debate and voting.

4. Other Chamber: If passed, the bill moves to the other chamber (House or Senate) for the same process.

5. Conference: If both chambers pass different versions, a conference committee reconciles the differences.

6. Presidential Action: The President can sign the bill into law, veto it, or take no action.

7. Became Law: If signed (or if Congress overrides a veto), the bill becomes law!

Bill Summary

Another masterpiece of legislative theater, brought to you by the same geniuses who think a "Support Our Troops" bumper sticker is an actual policy.

**Main Purpose & Objectives:** The Housing Unhoused Disabled Veterans Act (HR 965) claims to address the pressing issue of homeless disabled veterans. How noble. Its primary objective is to exclude certain disability benefits from income calculations when determining eligibility for supported housing programs under Section 8(o)(19). Because, you know, our brave men and women in uniform deserve a roof over their heads... as long as it's not too expensive.

**Key Provisions & Changes to Existing Law:** The bill amends the United States Housing Act of 1937 by inserting new clauses (iv) and (v) into Section 3(b)(4). These changes exclude disability benefits received under chapters 11 or 15 of title 38, United States Code, from income calculations for supported housing programs. Oh, but don't worry, this exclusion only applies to the definition of adjusted income... unless it doesn't. Because who needs clarity in legislation?

**Affected Parties & Stakeholders:** The usual suspects:

* Disabled veterans (the ones who actually need help) * The Department of Housing and Urban Development (HUD) Secretary (who gets to pretend they're doing something meaningful) * Lobbyists for disability advocacy groups (who will no doubt claim victory, even if the bill does nothing substantial) * Congressional sponsors (who get to pat themselves on the back for "supporting our troops")

**Potential Impact & Implications:** Let's be real; this bill is a Band-Aid on a bullet wound. It might help a handful of disabled veterans, but it doesn't address the root causes of homelessness or provide meaningful support. The exclusion of disability benefits from income calculations will likely create more bureaucratic red tape and confusion.

The real impact? More photo ops for politicians, more feel-good press releases, and more empty promises to our nation's heroes. Meanwhile, the actual problems persist: inadequate funding, inefficient bureaucracy, and a lack of comprehensive solutions.

Diagnosis: This bill is suffering from a severe case of " Politician-itis" – a disease characterized by grandstanding, empty rhetoric, and a complete disregard for meaningful policy changes. Treatment? A healthy dose of skepticism, a strong stomach, and a willingness to call out the obvious lies and half-measures that plague our legislative system.

Prognosis: Guarded. The patient (our nation's veterans) will likely continue to suffer from neglect and bureaucratic inefficiency, while the politicians responsible for this bill will pat themselves on the back for "doing something."

Related Topics

Military & Veterans AffairsHousing & Urban Development
Generated using Llama 3.1 70B (Dr. Haus personality)

💰 Campaign Finance Network

Rep. Sherman, Brad [D-CA-32]

Congress 119 • 2024 Election Cycle

Total Contributions
$75,000
21 donors
PACs
$0
Organizations
$9,000
Committees
$0
Individuals
$66,000

No PAC contributions found

1
SANTA YNEZ BAND OF MISSION INDIANS
3 transactions
$4,000
2
MORONGO BAND OF MISSION INDIANS NATIVE AMERICAN RIGHTS FUND
1 transaction
$2,000
3
MS BAND OF CHOCTAW INDIANS
1 transaction
$2,000
4
BARONA BAND OF MISSION INDIANS
1 transaction
$1,000

No committee contributions found

1
GARHWAL, HARI
2 transactions
$6,600
2
GARHWAL, SANJEEV
2 transactions
$6,600
3
THAKAN, PRIYANKA
2 transactions
$6,600
4
AHMED, TAIMOOR
1 transaction
$3,300
5
AZOFF, IRVING
1 transaction
$3,300
6
AZOFF, SHELLI
1 transaction
$3,300
7
DO, KEVIN
1 transaction
$3,300
8
HYATT, GILBERT
1 transaction
$3,300
9
KADISHA, NEIL
1 transaction
$3,300
10
KASTNER, KEN
1 transaction
$3,300
11
KUMAR, VATSALA
1 transaction
$3,300
12
OSTERWEIS, JOHN S.
1 transaction
$3,300
13
SABAN, CHERYL
1 transaction
$3,300
14
SABAN, HAIM
1 transaction
$3,300
15
SILNA, SPENCER
1 transaction
$3,300
16
TENENBAUM, HOWARD A.
1 transaction
$3,300
17
FISHMAN, ARNOLD
1 transaction
$3,300

Cosponsors & Their Campaign Finance

This bill has 10 cosponsors. Below are their top campaign contributors.

Rep. De La Cruz, Monica [R-TX-15]

ID: D000594

Top Contributors

10

1
CHOCTAW NATION OF OKLAHOMA
OrganizationDURANT, OK
$3,300
Aug 29, 2024
2
THE CHICKASAW NATION
OrganizationADA, OK
$3,300
Aug 29, 2024
3
ALABAMA- COUSHATTA TRIBE
OrganizationLIVINGSTON, TX
$1,000
Oct 16, 2024
4
ADKINS, JAMES
RETIREDRETIRED
IndividualHUNTINGTON, WV
$6,600
Oct 24, 2024
5
MOUSSEAU, RAYMOND
RETIREDRETIRED
IndividualCROSWELL, MI
$6,600
Jun 2, 2024
6
DILAMANI, EDWARD
AGCBUSINESSMAN
IndividualGREAT NECK, NY
$6,600
Jul 8, 2024
7
EMIG, SUELLEN
RETIREDRETIRED
IndividualFREEDOM, PA
$6,600
Sep 29, 2024
8
STEWART, FORREST
RETIREDRETIRED
IndividualDESOTO, IL
$6,534
Feb 13, 2024
9
SPECHT, VIVIAN
RETIREDRETIRED
IndividualLYMAN, NE
$5,940
Aug 7, 2024
10
CERDA, JULIO
S TEXAS INFRASTRUCTURE GROUPPARTNER
IndividualMISSION, TX
$5,000
Oct 25, 2024

Rep. Lieu, Ted [D-CA-36]

ID: L000582

Top Contributors

10

1
PECHANGA BAND OF LUISENO INDIANS
OrganizationTEMECULA, CA
$3,300
Sep 24, 2024
2
AGUA CALIENTE BAND OF CAHUILLA INDIANS
OrganizationPALM SPRINGS, CA
$3,300
Dec 19, 2023
3
POARCH BAND OF CREEK INDIANS
OrganizationATMORE, AL
$3,300
Jun 4, 2024
4
DEMOCRACY ENGINE
CONDUIT TOTAL LISTED IN AGG. FIELD
OrganizationWASHINGTON, DC
$2,000
May 19, 2024
5
SAN MANUEL BAND OF MISSION INDIANS
OrganizationLOS ANGELES, CA
$2,000
Jun 21, 2024
6
ONEIDA NATION
OrganizationONEIDA, WI
$1,000
Oct 8, 2024
7
MORONGO BAND OF MISSION INDIANS
OrganizationBANNING, CA
$1,000
Sep 28, 2024
8
SYCUAN BAND OF THE KUMEYAAY NATION
OrganizationEL CAJON, CA
$1,000
Aug 20, 2024
9
MORONGO BAND OF MISSION INDIANS
OrganizationBANNING, CA
$1,000
Dec 27, 2023
10
POARCH BAND OF CREEK INDIANS
OrganizationATMORE, AL
$1,000
Oct 3, 2023

Rep. Levin, Mike [D-CA-49]

ID: L000593

Top Contributors

10

1
DIGIDEMS PAC
CONDUIT TOTAL LISTED IN AGG. FIELD
PACLOS ANGELES, CA
$250
Nov 5, 2024
2
SANTA ROSA RANCHERIA
OrganizationLEMOORE, CA
$6,600
Jun 13, 2024
3
SYCUAN BAND OF THE KUMEYAAY NATION
OrganizationEL CAJON, CA
$3,300
Nov 2, 2024
4
AGUA CALIENTE BAND OF CAHUILLA INDIANS
OrganizationPALM SPRINGS, CA
$3,300
Jun 29, 2023
5
SYCUAN BAND OF THE KUMEYAAY NATION
OrganizationEL CAJON, CA
$3,300
Jun 29, 2023
6
FEDERATED INDIANS OF GRATON RANCHERIA
OrganizationROHNERT PARK, CA
$3,300
May 12, 2023
7
FEDERATED INDIANS OF GRATON RANCHERIA
OrganizationROHNERT PARK, CA
$3,300
May 12, 2023
8
POARCH BAND OF CREEK INDIANS
OrganizationATMORE, AL
$3,300
Jun 21, 2023
9
SAN MANUEL BAND OF MISSION INDIANS
OrganizationLOS ANGELES, CA
$3,300
Aug 22, 2024
10
POARCH BAND OF CREEK INDIANS
OrganizationATMORE, AL
$3,300
Jun 13, 2024

Rep. Carbajal, Salud O. [D-CA-24]

ID: C001112

Top Contributors

10

1
PECHANGA BAND OF LUISENO INDIANS
OrganizationTEMECULA, CA
$3,300
Oct 18, 2023
2
SAN MANUEL BAND OF MISSION INDIANS
OrganizationHIGHLAND, CA
$3,300
Dec 18, 2023
3
AGUA CALIENTE BAND OF CAHUILLA INDIANS
OrganizationPALM SPRINGS, CA
$3,300
Jan 11, 2024
4
SANTA YNEZ BAND OF MISSION INDIANS
OrganizationSANTA YNEZ, CA
$3,300
Feb 24, 2023
5
SANTA YNEZ BAND OF MISSION INDIANS
OrganizationSANTA YNEZ, CA
$3,300
Feb 24, 2023
6
FEDERATED INDIANS OF GRATON RANCHERIA
OrganizationROHNERT PARK, CA
$3,300
Jun 30, 2023
7
FEDERATED INDIANS OF GRATON RANCHERIA
OrganizationROHNERT PARK, CA
$3,300
Jun 30, 2023
8
BARONA BAND OF MISSION INDIANS
OrganizationLAKESIDE, CA
$2,000
Jun 26, 2024
9
MORONGO BAND OF MISSION INDIANS
OrganizationBANNING, CA
$2,000
Sep 21, 2023
10
MS BAND OF CHOCTAW INDIANS
OrganizationCHOCTAW, MS
$1,500
Dec 19, 2023

Rep. Gottheimer, Josh [D-NJ-5]

ID: G000583

Top Contributors

10

1
AMERICAN EXPRESS
OrganizationNEWARK, NJ
$22,941
Apr 12, 2024
2
AMERICAN EXPRESS
OrganizationNEWARK, NJ
$10,621
May 10, 2024
3
PAYROLL DATA PROCESSING
OrganizationTAMPA, FL
$6,337
May 15, 2024
4
PAYROLL DATA PROCESSING
OrganizationTAMPA, FL
$6,337
Apr 15, 2024
5
PAYROLL DATA PROCESSING
OrganizationTAMPA, FL
$6,337
Apr 30, 2024
6
PAYROLL DATA PROCESSING
OrganizationTAMPA, FL
$5,751
Apr 1, 2024
7
EASTERN BAND OF CHEROKEE INDIANS
OrganizationCHEROKEE, NC
$3,300
Oct 22, 2024
8
SEKAS LAW GROUP LLC
OrganizationENGLEWOOD CLIFFS, NJ
$1,500
Apr 12, 2024
9
SANDOR F. GENET & ASSOCIATES, P.A.
OrganizationNORTH MIAMI BEACH, FL
$250
Apr 12, 2024
10
FIRESTONE MILKEN, SARAH
NOT EMPLOYEDNOT EMPLOYED
IndividualPACIFIC PALISADES, CA
$13,200
Jul 2, 2024

Rep. Brownley, Julia [D-CA-26]

ID: B001285

Top Contributors

10

1
FEDERATED INDIANS OF GRATON RANCHERIA
OrganizationROHNERT PARK, CA
$3,300
Mar 5, 2024
2
FEDERATED INDIANS OF GRATON RANCHERIA
OrganizationROHNERT PARK, CA
$3,300
Mar 5, 2024
3
BARONA BAND OF MISSION INDIANS
OrganizationLAKESIDE, CA
$2,000
Jun 28, 2024
4
MORONGO BAND OF MISSION INDIANS
OrganizationBANNING, CA
$1,000
Feb 23, 2024
5
PRISELAC, TOM M.
CEDAR SINAI HEALTH SYSTEMSEXECUTIVE
IndividualSANTA MONICA, CA
$3,300
Oct 31, 2024
6
BUCHMAN, MICHELLE J.
N/ANOT EMPLOYED
IndividualCARBONDALE, CO
$3,300
Nov 18, 2023
7
CONROY, ROBERTA
N/ANOT EMPLOYED
IndividualSANTA MONICA, CA
$3,300
Dec 1, 2023
8
SAVAGE, KEVIN
N/ANOT EMPLOYED
IndividualBEVERLY HILLS, CA
$3,300
Dec 31, 2023
9
STEVENS, SETH R.
SOUTHERN CA PERMANENTE GROUPDERMATOLOGIST
IndividualNEWBURY PARK, CA
$3,300
Oct 28, 2023
10
UNTERMAN, JANET M.
N/ANOT EMPLOYED
IndividualPACIFIC PALISADES, CA
$3,300
Dec 8, 2023

Rep. Cherfilus-McCormick, Sheila [D-FL-20]

ID: C001127

Top Contributors

10

1
AMERICAN ISRAEL PUBLIC AFFAIRS COMMITTEE POLITICAL ACTION COMMITTEE
PACWASHINGTON, DC
$500
Nov 4, 2024
2
SEMINOLE TRIBE OF FLORIDA
OrganizationHOLLYWOOD, FL
$3,300
Aug 20, 2024
3
SEMINOLE TRIBE OF FLORIDA
OrganizationHOLLYWOOD, FL
$3,300
Sep 8, 2023
4
FIGGERS, FREDDIE
FIGGERSINVENTOR
IndividualFORT LAUDERDALE, FL
$6,600
Jun 8, 2023
5
FIGGERS, FREDDIE
IndividualFORT LAUDERDALE, FL
$6,600
Sep 25, 2023
6
MOISE, RUDOLPH
IndividualDAVIE, FL
$3,300
Oct 7, 2024
7
GEORGE, DAVID J.
REFUEL DEPOT LLCSALES
IndividualLEADWOOD, KS
$3,300
Sep 27, 2024
8
GOLDEN, SYLVIA
NONERETIRED
IndividualWEST PALM BEACH, FL
$3,300
Aug 18, 2024
9
GORI, PHILIP
SELFINVESTOR
IndividualBOCA RATON, FL
$3,300
Sep 16, 2024
10
MUELLER, KYLE
ZUTEKDIRECTOR OF TECHNICAL SUPPORT SERVICES
IndividualOLATHE, KS
$3,300
Sep 27, 2024

Rep. Budzinski, Nikki [D-IL-13]

ID: B001315

Top Contributors

10

1
SHAKOPEE MDEWAKANTON SIOUX COMMUNITY
OrganizationPRIOR LAKE, MN
$1,650
Jun 13, 2023
2
SHAKOPEE MDEWAKANTON SIOUX COMMUNITY
OrganizationPRIOR LAKE, MN
$1,650
Apr 30, 2024
3
LABORERS LOCAL 397 PAC
OrganizationEDWARDSVILLE, IL
$500
Jul 22, 2024
4
PLUMBERS & PIPEFITTERS LOCAL 553
OrganizationEAST ALTON, IL
$500
Jul 26, 2024
5
LABORERS LOCAL 397 PAC
OrganizationEDWARDSVILLE, IL
$500
Oct 8, 2024
6
PLUMBERS & PIPEFITTERS LOCAL 553
OrganizationEAST ALTON, IL
$500
Oct 8, 2024
7
FISHER, CYNTHIA
PATIENTRIGHTSADVOCATE.ORGCHAIRMAN
IndividualPALM BEACH, FL
$3,300
Oct 22, 2024
8
MURPHY, JAMES
INVENERGY LLCPRESIDENT
IndividualBARRINGTON, IL
$3,300
Oct 20, 2024
9
NELSON, REED C.
NELSON AND NELSONATTORNEY
IndividualCOLLINSVILLE, IL
$3,300
Oct 9, 2024
10
NI, PIN
WANXIANG AMERICA CORPORATIONPRESIDENT
IndividualSOUTH BARRINGTON, IL
$3,300
Oct 21, 2024

Rep. Foster, Bill [D-IL-11]

ID: F000454

Top Contributors

10

1
OTOE MISSOURIA TRIBE OF OKLAHOMA
OrganizationRED ROCK, OK
$3,300
Oct 28, 2024
2
HABEMATOLEL POMO OF UPPER LAKE TRIBE
OrganizationUPPER LAKE, CA
$3,300
May 24, 2023
3
OTOE MISSOURIA TRIBE OF OKLAHOMA
OrganizationRED ROCK, OK
$3,300
May 24, 2023
4
TURTLE MOUNTAIN BAND OF CHIPPEWA
OrganizationBELCOURT, ND
$3,300
May 24, 2023
5
SIVANANTHAN, SIVALINGAM
SIVANANTHAN LABORATORIESPRESIDENT
IndividualNAPERVILLE, IL
$3,300
Nov 4, 2024
6
TULLMAN, GLEN
TRANSCARENTCEO
IndividualCHICAGO, IL
$3,300
Oct 17, 2024
7
MCINTOSH, WILLIAM A.
NOT EMPLOYEDNOT EMPLOYED
IndividualKENILWORTH, IL
$3,300
Oct 29, 2024
8
STOWELL, MARY
NOT EMPLOYEDNOT EMPLOYED
IndividualWINNETKA, IL
$3,300
Oct 31, 2024
9
KHOSLA, NEERU
CK-12 FOUNDATIONEXECUTIVE DIRECTOR
IndividualPORTOLA VALLEY, CA
$3,300
Oct 21, 2024
10
MORRISON, KATE B.
NOT EMPLOYEDNOT EMPLOYED
IndividualCHICAGO, IL
$3,300
Nov 5, 2024

Rep. Sessions, Pete [R-TX-17]

ID: S000250

Top Contributors

10

1
POARCH BAND OF CREEK INDIANS
OrganizationATMORE, AL
$5,000
May 16, 2024
2
POARCH BAND OF CREEK INDIANS
OrganizationATMORE, AL
$5,000
Sep 12, 2023
3
POARCH BAND OF CREEK INDIANS
OrganizationATMORE, AL
$3,300
Jun 17, 2024
4
POARCH BAND OF CREEK INDIANS
OrganizationATMORE, AL
$3,300
May 24, 2023
5
ALABAMA-COUSHATTA TRIBE
OrganizationLIVINGSTON, TX
$1,000
Sep 30, 2024
6
HOWARD, RONALD VANCE
BANKERS LIFEMANAGEMENT
IndividualHUNTSVILLE, TX
$5,000
Mar 13, 2023
7
HOWARD, KAREN
ELEMENTS MASSAGEMANAGEMENT
IndividualHUNTSVILLE, TX
$5,000
Mar 13, 2023
8
SINGH, PRITPAL
BETA SOFT SYSTEMSMANAGEMENT
IndividualFREMONT, CA
$5,000
Jun 23, 2023
9
KAUR, MANJIT
SINGH SEMICONDUCTORS & SYSTEMSMANAGEMENT
IndividualFREMONT, CA
$5,000
Jun 23, 2023
10
BEHRINGER, TODD
THE BEHRINGER GROUP, LLCCONSTRUCTION
IndividualWOODWAY, TX
$3,400
Sep 1, 2023

Donor Network - Rep. Sherman, Brad [D-CA-32]

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Showing 61 nodes and 41 connections (54 secondary connections hidden)

Total contributions: $152,449

Top Donors - Rep. Sherman, Brad [D-CA-32]

Showing top 21 donors by contribution amount

4 Orgs17 Individuals

Industry Impact

Which industries are materially affected by specific provisions in this bill. 2 helped.

  • +Real Estateconfidence 0.80

    Section 2 excludes certain disability benefits from income for determining eligibility for supported housing programs, which could increase demand for housing and benefit the real estate industry (cited in Section 2 of the United States Housing Act of 1937 amendment)

  • The bill's focus on supporting unhoused disabled veterans may lead to increased funding or resources for long-term care facilities that serve this population (implied in the bill's title and Section 2 amendments)

Project 2025 Policy Matches

This bill shows semantic similarity to the following sections of the Project 2025 policy document.

Introduction

Moderate60.6%
Pages: 542-544

— 509 — Department of Housing and Urban Development 3. Repeal the Affirmatively Furthering Fair Housing (AFFH) regulation reinstituted under the Biden Administration30 and any other uses of special-purpose credit authorities to further equity.31 4. Eliminate the new Housing Supply Fund.32 l The Office of the Secretary should recommence proposed regulation put forward under the Trump Administration that would prohibit noncitizens, including all mixed-status families, from living in all federally assisted housing.33 HUD’s statutory obligations include providing housing for American citizens who are in need. HUD reforms must also ensure alignment with reforms implemented by other federal agencies where immigration status impacts public programs, certainly to include any reforms in the Public Charge regulatory framework administered by the U.S. Department of Homeland Security (DHS). Local welfare organizations, not the federal government, should step up to provide welfare for the housing of noncitizens. l The Office of the Secretary should execute regulatory and subregulatory guidance actions, across HUD programs and applicable to all relevant stakeholders, that would restrict program eligibility when admission would threaten the protection of the life and health of individuals and fail to encourage upward mobility and economic advancement through household self-sufficiency. Where admissible in regulatory action, HUD should implement reforms reducing the implicit anti-marriage bias in housing assistance programs,34 strengthen work and work-readiness requirements,35 implement maximum term limits for residents in PBRA and TBRA programs,36 and end Housing First37 policies so that the department prioritizes mental health and substance abuse issues before jumping to permanent interventions in homelessness.38 Notwithstanding administrative reforms, Congress should enact legislation that protects life and eliminates provisions in federal housing and welfare benefits policies that discourage work, marriage, and meaningful paths to upward economic mobility. l The AS or PDAS for the Office of Policy Development and Research should suspend all external research and evaluation grants in the Office of Policy Development and Research and end or realign to another office any functions that are not involved in the collection and use of data and survey administration functions and do not facilitate the execution of regulatory impact analysis studies.

Introduction

Moderate60.6%
Pages: 542-544

— 509 — Department of Housing and Urban Development 3. Repeal the Affirmatively Furthering Fair Housing (AFFH) regulation reinstituted under the Biden Administration30 and any other uses of special-purpose credit authorities to further equity.31 4. Eliminate the new Housing Supply Fund.32 l The Office of the Secretary should recommence proposed regulation put forward under the Trump Administration that would prohibit noncitizens, including all mixed-status families, from living in all federally assisted housing.33 HUD’s statutory obligations include providing housing for American citizens who are in need. HUD reforms must also ensure alignment with reforms implemented by other federal agencies where immigration status impacts public programs, certainly to include any reforms in the Public Charge regulatory framework administered by the U.S. Department of Homeland Security (DHS). Local welfare organizations, not the federal government, should step up to provide welfare for the housing of noncitizens. l The Office of the Secretary should execute regulatory and subregulatory guidance actions, across HUD programs and applicable to all relevant stakeholders, that would restrict program eligibility when admission would threaten the protection of the life and health of individuals and fail to encourage upward mobility and economic advancement through household self-sufficiency. Where admissible in regulatory action, HUD should implement reforms reducing the implicit anti-marriage bias in housing assistance programs,34 strengthen work and work-readiness requirements,35 implement maximum term limits for residents in PBRA and TBRA programs,36 and end Housing First37 policies so that the department prioritizes mental health and substance abuse issues before jumping to permanent interventions in homelessness.38 Notwithstanding administrative reforms, Congress should enact legislation that protects life and eliminates provisions in federal housing and welfare benefits policies that discourage work, marriage, and meaningful paths to upward economic mobility. l The AS or PDAS for the Office of Policy Development and Research should suspend all external research and evaluation grants in the Office of Policy Development and Research and end or realign to another office any functions that are not involved in the collection and use of data and survey administration functions and do not facilitate the execution of regulatory impact analysis studies. — 510 — Mandate for Leadership: The Conservative Promise l FHA leadership should increase the mortgage insurance premium (MIP) for all products above 20-year terms and maintain MIP for all products below 20-year terms and all refinances. FHA should encourage wealth-building homeownership opportunities, which can be accomplished best through shorter-duration mortgages.39 Ideally, Congress would contemplate a fundamental revision of FHA’s statutory restriction of single-family housing mortgage insurance to first-time homebuyers.40 This would include (with support from HUD leadership): 1. Moving the Home Equity Conversion Mortgages (HECM) program once again to its own special risk insurance fund. 2. Revising loan limit determinations. 3. Providing statutory flexibility for shorter-term products that amortize principal earlier and faster. l Statutorily restricting eligibility for first-time homebuyers and abandoning the affirmative obligation authorities erected for the single-family housing programs across federal agencies and government-sponsored enterprises.41 l The HUD Secretary should move the HUD Real Estate Assessment Center (REAC) from PIH to the Office of Housing, which already implements property standards in its multifamily housing lending programs through the multifamily accelerated processing (MAP) lending guidelines. Giving HUD the authority to streamline the enforcement of compliance with housing standards across the federal government and flexibility for physical inspections through private accreditation should also be considered. l HUD should maintain its requested budget authority for modernization initiatives that are applicable to the Office of the Chief Information Officer and program offices across the department. LONGER-TERM POLICY REFORM CONSIDERATIONS42 Congress has charged HUD principally with mandates for construction of the nation’s affordable housing stock in addition to setting and enforcing standards for decent housing and fair housing enforcement. Regardless of intent, HUD’s efforts have yielded mixed results at best. Even today, more than a half-century after Congress put enforcement of so-called fair housing in the hands of the HUD bureaucracy, implementation of this policy is muddled by the repeated applica- tion of affirmative race-based policies. Also, the production mandate for HUD’s

About These Correlations

Policy matches are calculated using semantic similarity between bill summaries and Project 2025 policy text. A score of 60% or higher indicates meaningful thematic overlap. This does not imply direct causation or intent, but highlights areas where legislation aligns with Project 2025 policy objectives.

Full Policy Text

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