Assisting Small Businesses Not Fraudsters Act

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Bill ID: 119/hr/825
Last Updated: April 2, 2026

Sponsored by

Rep. Williams, Roger [R-TX-25]

ID: W000816

Bill's Journey to Becoming a Law

Track this bill's progress through the legislative process

Latest Action

Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.

February 25, 2025

Introduced

Committee Review

Floor Action

Passed House

Senate Review

📍 Current Status

Next: Both chambers must agree on the same version of the bill.

🎉

Passed Congress

🖊️

Presidential Action

⚖️

Became Law

📚 How does a bill become a law?

1. Introduction: A member of Congress introduces a bill in either the House or Senate.

2. Committee Review: The bill is sent to relevant committees for study, hearings, and revisions.

3. Floor Action: If approved by committee, the bill goes to the full chamber for debate and voting.

4. Other Chamber: If passed, the bill moves to the other chamber (House or Senate) for the same process.

5. Conference: If both chambers pass different versions, a conference committee reconciles the differences.

6. Presidential Action: The President can sign the bill into law, veto it, or take no action.

7. Became Law: If signed (or if Congress overrides a veto), the bill becomes law!

Bill Summary

(sigh) Oh joy, another bill that's about as effective as a Band-Aid on a bullet wound. Let me dissect this farce for you.

**Main Purpose & Objectives:** The "Assisting Small Businesses Not Fraudsters Act" (HR 825) claims to prevent individuals convicted of defrauding the government from receiving assistance from the Small Business Administration (SBA). Wow, what a bold move! Who wouldn't want to stop fraudsters? It's not like this is just a PR stunt to make politicians look tough on crime while doing nothing substantial.

**Key Provisions & Changes to Existing Law:** The bill amends Section 16 of the Small Business Act by adding a new subsection that prohibits financial assistance to individuals or businesses with associates who have been convicted of financial misconduct or making false statements related to SBA loans or grants. Oh, and it defines what an "associate" means, because God forbid we leave any loopholes for those sneaky fraudsters.

**Affected Parties & Stakeholders:** Small business owners, lenders, and the SBA itself will be affected by this bill. But let's be real, the only ones who'll truly benefit are the politicians who get to tout this as a "tough on crime" measure while doing nothing to address the systemic issues that lead to fraud in the first place.

**Potential Impact & Implications:** This bill is a classic case of treating the symptoms rather than the disease. It's a Band-Aid solution that won't actually prevent fraud, but will instead create more bureaucratic red tape and give politicians a chance to grandstand. The real impact will be on small businesses who'll face more hurdles when trying to access assistance, while the actual fraudsters will find ways to exploit loopholes or simply move on to other schemes.

In short, this bill is a joke. It's a weak attempt to appear tough on crime without actually addressing the root causes of fraud. The politicians behind this bill are either incompetent or corrupt (or both). I'll give them credit: they've managed to create a bill that's as useless as a placebo pill for a terminal patient.

Diagnosis: Legislative Theater-itis, with symptoms including grandstanding, bureaucratic inefficiency, and a complete lack of understanding of the underlying issues. Treatment: a healthy dose of skepticism, a strong stomach, and a willingness to call out politicians on their nonsense.

Related Topics

Criminal Justice & Law Enforcement Transportation & Infrastructure State & Local Government Affairs National Security & Intelligence Congressional Rules & Procedures Government Operations & Accountability Federal Budget & Appropriations Small Business & Entrepreneurship Civil Rights & Liberties
Generated using Llama 3.1 70B (Dr. Haus personality)

💰 Campaign Finance Network

Rep. Williams, Roger [R-TX-25]

Congress 119 • 2024 Election Cycle

Total Contributions
$97,350
20 donors
PACs
$0
Organizations
$37,450
Committees
$0
Individuals
$59,900

No PAC contributions found

1
ONEIDA INDIAN NATION
5 transactions
$19,800
2
EASTERN BAND OF CHEROKEE INDIANS
2 transactions
$6,300
3
AGUA CALIENTE BAND OF CAHUILLA INDIANS
1 transaction
$3,300
4
POARCH BANK OF CREEK INDIANS
1 transaction
$3,300
5
LYNN D'ELIA TEMES & STANCZYK
1 transaction
$2,000
6
GLENDALE CHAMBER OF COMMERCE
1 transaction
$1,000
7
BARONA BAND OF MISSION INDIANS
1 transaction
$1,000
8
WINCHESTER GOP
1 transaction
$500
9
FRIENDS OF FANNY VILLARREAL
1 transaction
$250

No committee contributions found

1
ZALIK, HELEN
2 transactions
$9,900
2
ZALIK, DAVID
2 transactions
$9,900
3
GLUSTROM, ROBERT
2 transactions
$6,600
4
RADOW, LINDA
2 transactions
$6,600
5
RADOW, NORMAN
2 transactions
$6,600
6
ENGEL, ILENE
1 transaction
$3,800
7
BRYSON, JAN PRISBY
1 transaction
$3,300
8
ANDERSON, DARRELL
1 transaction
$3,300
9
REED, MOHAMMED K.
1 transaction
$3,300
10
GOLDMAN, ANGELA
1 transaction
$3,300
11
GOLDMAN, AARON
1 transaction
$3,300

Cosponsors & Their Campaign Finance

This bill has 3 cosponsors. Below are their top campaign contributors.

Rep. Mfume, Kweisi [D-MD-7]

ID: M000687

Top Contributors

10

1
TABORN, TYRONE D.
Individual REISTERSTOWN, MD
$5,000
Jul 31, 2024
2
BRONFEIN, MICHAEL
CURIO WELLNESS CEO
Individual OWINGS MILLS, MD
$3,300
Oct 17, 2024
3
SEIBEL, MICHAEL
Y COMBINATOR INVESTOR
Individual SAN FRANCISCO, CA
$3,300
Oct 17, 2024
4
JOHNSON, ROBERT
THE RLJ COMPANIES EXECUTIVE
Individual BETHESDA, MD
$3,300
Oct 22, 2024
5
JOSEPH, MARK K.
N/A RETIRED
Individual BALTIMORE, MD
$3,300
Oct 22, 2024
6
JOHNSON, ROBERT
THE RLJ COMPANIES EXECUTIVE
Individual BETHESDA, MD
$3,300
Nov 9, 2023
7
TABORN, TYRONE D.
CAREER COMMUNICATIONS GROUP METAVERSE CREATOR
Individual REISTERSTOWN, MD
$3,300
Oct 31, 2023
8
FISCHER, SOLOMON
FISCHER ROOFING ROOFER
Individual LAKEWOOD, NJ
$3,000
Oct 7, 2024
9
TABORN, TYRONE D.
CAREER COMMUNICATIONS GROUP METAVERSE CREATOR
Individual REISTERSTOWN, MD
$3,000
Jul 27, 2024
10
BEREANO, BRUCE C.
SELF-EMPLOYED GOVERNMENT RELATIONS CONSULTANT
Individual ANNAPOLIS, MD
$2,500
Oct 23, 2024

Rep. Simon, Lateefah [D-CA-12]

ID: S001231

Top Contributors

10

1
FEDERATED INDIANS OF GRATON RANCHERIA
Organization ROHNERT PARK, CA
$3,300
Aug 26, 2024
2
H RAHMAN MD FRCS INC
Organization SANTA ANA, CA
$500
Feb 20, 2024
3
SHAZAD MALIK, ESQ, P.A.
Organization COWAN HEIGHTS, CA
$500
Feb 20, 2024
4
ELKE WURZBACH
Organization LONG BEACH, CA
$500
Sep 20, 2024
5
ELKE WURZBACH
Organization LONG BEACH, CA
$500
Oct 3, 2024
6
ARK, MANDEEP
SELF-EMPLOYED ENTREPRENEUR
Individual FRESNO, CA
$6,600
Dec 31, 2023
7
GOCHMAN, MOLLY
NOT EMPLOYED NOT EMPLOYED
Individual HOUSTON, TX
$6,600
Oct 4, 2023
8
RAYANT, GARRY
NOT EMPLOYED NOT EMPLOYED
Individual SAN FRANCISCO, CA
$6,600
Oct 1, 2023
9
SIGNH, JASPREET
LAW OFFICE OF JASPREET SINGH LAWYER
Individual ELK GROVE, CA
$6,600
Dec 31, 2023
10
HEISING, CAITLIN
NOT EMPLOYED NOT EMPLOYED
Individual ATHERTON, CA
$6,600
Mar 1, 2023

Rep. Goodlander, Maggie [D-NH-2]

ID: G000604

Top Contributors

10

1
MCLAUGHLIN, JANE
NOT EMPLOYED NOT EMPLOYED
Individual LYME, NH
$4,500
Aug 24, 2024
2
FLORY, ROBERT H. JR
FLORY INVESTMENTS, INC. PRESIDENT
Individual DAMARISCOTTA, ME
$4,100
Sep 30, 2024
3
FLORY, ROBERT H. JR
FLORY INVESTMENTS, INC. PRESIDENT
Individual DAMARISCOTTA, ME
$4,100
Sep 30, 2024
4
KRAUSZ, STEVEN
US VENTURE PARTNERS VENTURE CAPITAL
Individual PORTOLA VALLEY, CA
$3,300
Oct 23, 2024
5
HIRSHBERG, GARY
STONYFIELD FARM INC. SENIOR ADVISOR
Individual CONCORD, NH
$3,300
Oct 22, 2024
6
DRAKE, LAWRENCE C JR
NOT EMPLOYED NOT EMPLOYED
Individual PORTSMOUTH, NH
$3,300
Oct 19, 2024
7
CUTLER, DOULGAS
CUTLER MANAGEMENT CORP MANAGEMENT
Individual DANIA, FL
$3,300
Oct 17, 2024
8
JAMES, AMABEL
NOT EMPLOYED NOT EMPLOYED
Individual NEW YORK, NY
$3,300
Oct 24, 2024
9
NUNNELLY, MARK
NOT EMPLOYED NOT EMPLOYED
Individual DOVER, MA
$3,300
Oct 21, 2024
10
ROBY, DAVID M.
NOT EMPLOYED NOT EMPLOYED
Individual LYME, NH
$3,300
Oct 28, 2024

Donor Network - Rep. Williams, Roger [R-TX-25]

PACs
Organizations
Individuals
Politicians

Hub layout: Politicians in center, donors arranged by type in rings around them.

Loading...

Showing 32 nodes and 39 connections

Total contributions: $125,950

Top Donors - Rep. Williams, Roger [R-TX-25]

Showing top 20 donors by contribution amount

9 Orgs11 Individuals

Project 2025 Policy Matches

This bill shows semantic similarity to the following sections of the Project 2025 policy document. AI-enhanced analysis provides detailed alignment ratings.

Introduction

Strong
Vector: 68%
Pages: 792-794 AI Enhanced

AI Analysis:

"HR 825 aligns with the Project 2025 policy objective of addressing fraud and mismanagement in SBA programs, specifically by preventing individuals convicted of defrauding the government from receiving financial assistance. The bill's focus on enhancing program integrity and protecting taxpayer dollars also resonates with the policy's emphasis on effective management and resource allocation."

Key themes: fraud prevention program integrity SBA reform effective management

— 759 — Small Business Administration ineffective programs, consolidate duplicative functions, and reallocate resources to more effective programs (such as the Office of Advocacy) or consider reducing the SBA budget. Personnel Challenges The SBA continues to expand programs and initiatives without first document- ing the effectiveness of existing programs or whether they involve areas in which the agency lacks staff expertise. For example, the SBA wants to expand the number of licensed Small Business Lending Companies (SBLCs), implement a new “Mis- sion-Based SBLC,” and remove a requirement for loan authorization within the 7(a) and 504 Loan programs and rely solely on a lender’s documents. Various IG reports have noted that the lack of skilled employees within the SBA has fueled fraud and mismanagement in COVID-19 lending programs, and congressional leaders have expressed alarm about these “changes that haphazardly overextend the SBA’s responsibilities at a time when they are devastated by fraud and underperforming on their core mission of serving the nation’s 33 million small businesses.”74 A conservative Administration should rein in these idealistic and impractical efforts, get current programs under control and properly staffed with people who can manage and perform competently, and outsource efforts where private-sector expertise is appropriate and more efficient. AUTHOR’S NOTE: The preparation of this chapter was a collective enterprise of individuals involved in the 2025 Presidential Transition Project. All contributors to this chapter are listed at the front of this volume, but David Burton and Caleb Orr deserve special mention. The author alone assumes responsibility for the content of this chapter, and no views expressed herein should be attributed to any other individual.

Introduction

Strong
Vector: 68%
Pages: 792-794 AI Enhanced

AI Analysis:

"The bill aligns with the Project 2025 policy objective of promoting accountability and transparency in SBA programs, specifically by preventing individuals convicted of fraud from receiving financial assistance. This directly supports the policy's goal of addressing personnel challenges and reducing the risk of fraudulent activities in SBA-funded projects."

Key themes: SBA program integrity fraud prevention accountability transparency

— 759 — Small Business Administration ineffective programs, consolidate duplicative functions, and reallocate resources to more effective programs (such as the Office of Advocacy) or consider reducing the SBA budget. Personnel Challenges The SBA continues to expand programs and initiatives without first document- ing the effectiveness of existing programs or whether they involve areas in which the agency lacks staff expertise. For example, the SBA wants to expand the number of licensed Small Business Lending Companies (SBLCs), implement a new “Mis- sion-Based SBLC,” and remove a requirement for loan authorization within the 7(a) and 504 Loan programs and rely solely on a lender’s documents. Various IG reports have noted that the lack of skilled employees within the SBA has fueled fraud and mismanagement in COVID-19 lending programs, and congressional leaders have expressed alarm about these “changes that haphazardly overextend the SBA’s responsibilities at a time when they are devastated by fraud and underperforming on their core mission of serving the nation’s 33 million small businesses.”74 A conservative Administration should rein in these idealistic and impractical efforts, get current programs under control and properly staffed with people who can manage and perform competently, and outsource efforts where private-sector expertise is appropriate and more efficient. AUTHOR’S NOTE: The preparation of this chapter was a collective enterprise of individuals involved in the 2025 Presidential Transition Project. All contributors to this chapter are listed at the front of this volume, but David Burton and Caleb Orr deserve special mention. The author alone assumes responsibility for the content of this chapter, and no views expressed herein should be attributed to any other individual. — 760 — Mandate for Leadership: The Conservative Promise ENDNOTES 1. H.R. 7953, Small Business Act, Public Law 85-536, 85th Congress, July 18, 1958, § 2, https://uscode.ecfr.io/ statutes/pl/85/536.pdf (accessed February 17, 2023), amended by H.R. 4877, One Stop Shop for Small Business Compliance Act of 2021, Public Law 117-188, 117th Congress, October 20, 2022, https://www.congress. gov/117/plaws/publ188/PLAW-117publ188.pdf (accessed February 17, 2023). 2. U.S. Small Business Administration, “About SBA: Organization: Mission,” https://www.sba.gov/about-sba/ organization (accessed February 19, 2023). 3. Michael Faulkender, Robert Jackman, and Stephen I. Miran, “The Job-Preservation Effects of Paycheck Protection Program Loans,” U.S. Department of the Treasury, Office of Economic Policy, Working Paper No. 2020-01, December 2020, p. 9, https://home.treasury.gov/system/files/226/Job-Preservation-Effects- Paycheck-Protection-Program-Loans.pdf (accessed February 16, 2023). 4. Kate Rogers, Scott Zamost, Karina Hernandez, and Jennifer Schlesinger, “As Pandemic Aid Was Rushed to Main Street, Criminals Seized on Covid Relief Programs,” CNBC, April 15, 2021, https://www.cnbc. com/2021/04/15/as-pandemic-aid-was-rushed-to-main-street-criminals-seized-on-ppp-eidl-.html (accessed February 16, 2023). 5. Kevin Brewer, “Bills Extend Statute of Limitation for Prosecuting PPP, EIDL Fraud,” Journal of Accountancy, August 10, 2022, https://www.journalofaccountancy.com/news/2022/aug/bills-extend-statute-limitation- prosecuting-ppp-eidl-fraud.html (accessed February 16, 2023). 6. Sacha Pfeiffer, “Virtually All PPP Loans Have Been Forgiven with Limited Scrutiny,” NPR, October 12, 2022, https://www.npr.org/2022/10/12/1128207464/ppp-loans-loan-forgiveness-small-business#:~:text=As%20 COVID-19%20shutdowns%20threatened,early%20days%20of%20the%20pandemic (accessed February 16, 2023). 7. U.S. Small Business Administration, “About SBA: Organization: SBA History,” https://www.sba.gov/about-sba/ organization (accessed February 19, 2023). 8. President Richard Nixon, Executive Order 11518, “Providing for the Increased Representation of the Interests of Small Business Concerns Before Departments and Agencies of the United States Government,” March 20, 1970, in Federal Register, Vol. 35, No. 56 (March 21, 1970), pp. 4939–4940, https://tile.loc.gov/storage-services/ service/ll/fedreg/fr035/fr035056/fr035056.pdf (accessed February 18, 2023). 9. S. 3331, Small Business Amendments of 1974, Public Law 93-386, 93rd Congress, August 23, 1974, https://www. congress.gov/93/statute/STATUTE-88/STATUTE-88-Pg742.pdf (accessed February 19, 2023). 10. S. 299, Regulatory Flexibility Act, Public Law No. 96-354, 96th Congress, September 19, 1980, https://www. congress.gov/96/statute/STATUTE-94/STATUTE-94-Pg1164.pdf (accessed February 19, 2023). 11. Maeve P. Carey, “The Regulatory Flex Act: An Overview,” Congressional Research Service In Focus No. IF11900, August 16, 2021, https://crsreports.congress.gov/product/pdf/IF/IF11900 (accessed February 18, 2023). 12. U.S. Small Business Administration, Office of Advocacy, “The Regulatory Flexibility Act,” https://advocacy.sba. gov/resources/the-regulatory-flexibility-act/ (accessed February 18, 2023). 13. H.R. 644, Trade Facilitation and Trade Enforcement Act of 2015, Public Law No. 114-125, 114th Congress, February 24, 2026, https://www.congress.gov/114/statute/STATUTE-130/STATUTE-130-Pg122.pdf (accessed March 21, 2023). 14. U.S. Small Business Administration, Office of Advocacy, “Advocacy Releases Trade Report,” December 21, 2018, https://advocacy.sba.gov/2018/12/21/advocacy-releases-trade-report/ (accessed March 21, 2023). 15. Associated Press, “Reagan Offers $994-Billion ‘Hard-Choices’ 1987 Budget,” Los Angeles Times, February 5, 1986, http://www.latimes.com/archives/la-xpm-1986-02-05-mn-4369-story.html (accessed February 18, 2023). 16. Testimony of Hon. Hector V. Barreto, Administrator, Small Business Administration, in hearing, The President’s FY 2006 Budget Request for the Small Business Administration, Committee on Small Business and Entrepreneurship, U.S. Senate, 109th Congress, 1st Session, February 17, 2005, p. 8, https://books.google.com/ books?id=UwD-2ICa8k8C&printsec=frontcover&source=gbs_ge_summary_r&cad=0#v=onepage&q&f=false (accessed February 18, 2023). See also Report No. 109-49, Summary of Legislative and Oversight Activities During the 108th Congress, Committee on Small Business and Entrepreneurship, U.S. Senate, 109th Congress, 1st Session, March 30, 2005, p. 21, https://www.congress.gov/109/crpt/srpt49/CRPT-109srpt49.pdf (accessed February 18, 2023).

About These Correlations

Policy matches are calculated using a hybrid approach: initial candidates are found using semantic similarity between bill summaries and Project 2025 policy text, then an AI model (Llama 3.1 70B) provides detailed alignment ratings and analysis. Ratings range from 1 (minimal alignment) to 5 (very strong alignment). This analysis does not imply direct causation or intent.

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