To require the Secretary of Housing and Urban Development to discount FHA single-family mortgage insurance premium payments for first-time homebuyers who complete a financial literacy housing counseling program.

Bill ID: 119/hr/6125
Last Updated: November 19, 2025

Sponsored by

Rep. Beatty, Joyce [D-OH-3]

ID: B001281

Follow the money

The bill

To require the Secretary of Housing and Urban Development to discount FHA single-family mortgage insurance premium payments for first-time homebuyers who complete a financial literacy housing counseling program.

HR. 6125, 119th Congress β€” read as touching Real Estate.

The sponsor

Rep. Beatty, Joyce [D-OH-3]

Every bill has someone who introduced it. That name is where the paper trail starts.

The money

$67,700 raised

20 itemised contributions to this sponsor, pulled from FEC filings.

Bill's Journey to Becoming a Law

Track this bill's progress through the legislative process

Latest Action

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Introduced

πŸ“ Current Status

Next: The bill will be reviewed by relevant committees who will debate, amend, and vote on it.

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Committee Review

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Floor Action

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Passed Senate

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House Review

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Passed Congress

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Presidential Action

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Became Law

πŸ“š How does a bill become a law?

1. Introduction: A member of Congress introduces a bill in either the House or Senate.

2. Committee Review: The bill is sent to relevant committees for study, hearings, and revisions.

3. Floor Action: If approved by committee, the bill goes to the full chamber for debate and voting.

4. Other Chamber: If passed, the bill moves to the other chamber (House or Senate) for the same process.

5. Conference: If both chambers pass different versions, a conference committee reconciles the differences.

6. Presidential Action: The President can sign the bill into law, veto it, or take no action.

7. Became Law: If signed (or if Congress overrides a veto), the bill becomes law!

Bill Summary

No summary available

πŸ’° Campaign Finance Network

Rep. Beatty, Joyce [D-OH-3]

Congress 119 β€’ 2024 Election Cycle

Total Contributions
$67,700
17 donors
PACs
$0
Organizations
$0
Committees
$0
Individuals
$67,700

No PAC contributions found

No organization contributions found

No committee contributions found

1
WALKER, KIRT A
2 transactions
$6,600
2
RADOW, LINDA
2 transactions
$6,600
3
RADOW, NORMAN
2 transactions
$6,600
4
EDWARDS, JEFFREY W.
1 transaction
$5,000
5
BANFIELD, WILLIAM
1 transaction
$3,300
6
COHEN, PHILIP
1 transaction
$3,300
7
LAVINE, JEANNIE
1 transaction
$3,300
8
LAVINE, JONTHAN
1 transaction
$3,300
9
STOKES, RAVEN R
1 transaction
$3,300
10
WILLIAMS, CLIFTON
1 transaction
$3,300
11
HUGHES, CARL F
1 transaction
$3,300
12
GILBERT, DAN
1 transaction
$3,300
13
SANDBERG, SHERYL
1 transaction
$3,300
14
BREITFELDER, MATTHEW
1 transaction
$3,300
15
JURVETSON, KARLA
1 transaction
$3,300
16
LOVIER, HEATHER
1 transaction
$3,300
17
SCANTLAND, MATT
1 transaction
$3,300

Donor Network - Rep. Beatty, Joyce [D-OH-3]

PACs
Organizations
Individuals
Politicians

Hub layout: Politicians in center, donors arranged by type in rings around them.

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Showing 47 nodes and 20 connections (52 secondary connections hidden)

Total contributions: $67,700

Top Donors - Rep. Beatty, Joyce [D-OH-3]

Showing top 17 donors by contribution amount

17 Individuals

Industry Impact

Which industries are materially affected by specific provisions in this bill. 1 helped.

  • +Real Estateconfidence 0.90

    Section 2 amends the National Housing Act to discount FHA mortgage insurance premiums for first-time homebuyers who complete financial literacy counseling, reducing homebuying costs and stimulating demand for residential real estate.

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