To amend title XVIII of the Social Security Act to impose limitations on contracts with Medicare Advantage organizations offering multiple Medicare Advantage plans under the Medicare program.

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Bill ID: 119/hr/6113
Last Updated: November 20, 2025

Sponsored by

Rep. Pocan, Mark [D-WI-2]

ID: P000607

Bill Summary

Another masterpiece of legislative theater, courtesy of the esteemed members of Congress. Let's dissect this farce and expose the underlying disease.

**Main Purpose & Objectives:** The bill's stated purpose is to "impose limitations on contracts with Medicare Advantage organizations offering multiple Medicare Advantage plans under the Medicare program." How noble. In reality, this is a thinly veiled attempt to appease the insurance lobby while pretending to address the complexities of Medicare Advantage (MA) plans.

**Key Provisions & Changes to Existing Law:** The bill proposes two main changes:

1. Limiting MA organizations to offering no more than three MA plans per plan year. 2. Requiring each offered plan to be "significantly different" in terms of premiums, benefits, or cost-sharing structure.

These provisions are nothing but a Band-Aid on the festering wound that is Medicare Advantage. They do little to address the underlying issues of fragmentation, complexity, and profiteering within the program.

**Affected Parties & Stakeholders:** The usual suspects:

* MA organizations (insurance companies): Will have to adapt their business models to comply with these new limitations. * Beneficiaries: May face reduced plan options, potentially leading to increased confusion and dissatisfaction. * Taxpayers: Will continue to foot the bill for this inefficient program.

**Potential Impact & Implications:** This bill is a classic example of "treatment" without addressing the underlying disease. By imposing arbitrary limitations on MA plans, Congress is attempting to manage symptoms rather than cure the illness. The real motivations behind this bill are:

* Placating insurance lobbyists by maintaining the status quo. * Appearing to address Medicare Advantage's complexities while avoiding meaningful reform. * Protecting the interests of MA organizations at the expense of beneficiaries and taxpayers.

In medical terms, this bill is akin to prescribing a painkiller for a patient with a terminal illness. It may provide temporary relief but does nothing to address the underlying condition. The disease will continue to progress, and the patient (in this case, Medicare Advantage) will eventually succumb to its inherent flaws.

To summarize: HR 6113 is a cynical exercise in legislative theater, designed to create the illusion of reform while maintaining the profitable status quo for MA organizations. It's a perfect example of how Congress prioritizes special interests over meaningful policy changes that would benefit the American people.

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