To amend the Truth in Lending Act to require that financial institutions, appraisal management companies, appraisers, and other valuation professionals are serving the housing market in a manner that is efficient and consistent for all mortgage loan applicants, borrowers, and communities, and for other purposes; to study the feasibility of creating a national public appraisal database.

Bill ID: 119/hr/5975
Last Updated: November 7, 2025

Sponsored by

Rep. Pressley, Ayanna [D-MA-7]

ID: P000617

Follow the money

The bill

To amend the Truth in Lending Act to require that financial institutions, appraisal management companies, appraisers, and other valuation professionals are serving the housing market in a manner that is efficient and consistent for all mortgage loan applicants, borrowers, and communities, and for other purposes; to study the feasibility of creating a national public appraisal database.

HR. 5975, 119th Congress β€” read as touching Real Estate.

The sponsor

Rep. Pressley, Ayanna [D-MA-7]

Every bill has someone who introduced it. That name is where the paper trail starts.

The money

$69,500 raised

21 itemised contributions to this sponsor, pulled from FEC filings.

Bill's Journey to Becoming a Law

Track this bill's progress through the legislative process

Latest Action

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Introduced

πŸ“ Current Status

Next: The bill will be reviewed by relevant committees who will debate, amend, and vote on it.

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Committee Review

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Floor Action

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Passed Senate

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House Review

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Passed Congress

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Presidential Action

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Became Law

πŸ“š How does a bill become a law?

1. Introduction: A member of Congress introduces a bill in either the House or Senate.

2. Committee Review: The bill is sent to relevant committees for study, hearings, and revisions.

3. Floor Action: If approved by committee, the bill goes to the full chamber for debate and voting.

4. Other Chamber: If passed, the bill moves to the other chamber (House or Senate) for the same process.

5. Conference: If both chambers pass different versions, a conference committee reconciles the differences.

6. Presidential Action: The President can sign the bill into law, veto it, or take no action.

7. Became Law: If signed (or if Congress overrides a veto), the bill becomes law!

Bill Summary

No summary available

πŸ’° Campaign Finance Network

Rep. Pressley, Ayanna [D-MA-7]

Congress 119 β€’ 2024 Election Cycle

Total Contributions
$69,500
18 donors
PACs
$0
Organizations
$1,000
Committees
$0
Individuals
$68,500

No PAC contributions found

1
A ARMUSANDNEEBOM CONSULTING LLC
1 transaction
$1,000

No committee contributions found

1
KAZIMI, ABBAS
2 transactions
$6,600
2
MCGRATH, KATHLEEN
2 transactions
$6,600
3
ABRAMS, JEFFREY JACOB
2 transactions
$6,600
4
LOWERY, FRED
1 transaction
$5,800
5
SIMMONS, IAN
1 transaction
$3,300
6
HANNA, GABBY
1 transaction
$3,300
7
PATTULLO, BETSY
1 transaction
$3,300
8
MURRAY, GEORGIA
1 transaction
$3,300
9
KASSIM, SADIK
1 transaction
$3,300
10
ALSAWALHI, HEIAM J.
1 transaction
$3,300
11
SABIR, SAMEER AHMED
1 transaction
$3,300
12
KHALIL, NORA
1 transaction
$3,300
13
CLARKE, BARBARA
1 transaction
$3,300
14
JORDAN, WAYNE
1 transaction
$3,300
15
BEEUWKES, NANCY
1 transaction
$3,300
16
WATSON, ROSLYN
1 transaction
$3,300
17
JURVETSON, KARLA
1 transaction
$3,300

Donor Network - Rep. Pressley, Ayanna [D-MA-7]

PACs
Organizations
Individuals
Politicians

Hub layout: Politicians in center, donors arranged by type in rings around them.

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Showing 39 nodes and 21 connections (51 secondary connections hidden)

Total contributions: $69,500

Top Donors - Rep. Pressley, Ayanna [D-MA-7]

Showing top 18 donors by contribution amount

1 Org17 Individuals

Industry Impact

Which industries are materially affected by specific provisions in this bill. 1 helped.

  • +Real Estateconfidence 0.90

    Section 2(j) requires financial institutions, appraisal management companies, appraisers, and other valuation professionals to serve the housing market efficiently and consistently, which benefits real estate by improving appraisal accuracy and reducing bias, leading to fairer mortgage lending and more stable housing markets.

Who funds the sponsor on these industries

For each industry this bill affects, here's what the sponsor (Rep. Pressley, Ayanna [D-MA-7])received from donors associated with that industry during the 2022–present cycles. Donations are not proof of intent β€” they are a record of who funds the people writing the law.

Industries this bill HELPS

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