The bill
Community Bank Deposit Access Act of 2025
HR. 5317, 119th Congress — read as touching Commercial Banks.
Community Bank Deposit Access Act of 2025
Download PDFBill ID: 119/hr/5317
Last Updated: July 16, 2026
Sponsored by
Rep. Hill, J. French [R-AR-2]
ID: H001072
Follow the money
The sponsor
Rep. Hill, J. French [R-AR-2]
Every bill has someone who introduced it. That name is where the paper trail starts.
The money
$133,000 raised
21 itemised contributions to this sponsor, pulled from FEC filings.
Bill's Journey to Becoming a Law
Track this bill's progress through the legislative process
Latest Action
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
May 20, 2026
Introduced
Committee Review
Floor Action
Passed House
Senate Review
📍 Current Status
Next: Both chambers must agree on the same version of the bill.
🎉
Passed Congress
🖊️
Presidential Action
⚖️
Became Law
📚 How does a bill become a law?
1. Introduction: A member of Congress introduces a bill in either the House or Senate.
2. Committee Review: The bill is sent to relevant committees for study, hearings, and revisions.
3. Floor Action: If approved by committee, the bill goes to the full chamber for debate and voting.
4. Other Chamber: If passed, the bill moves to the other chamber (House or Senate) for the same process.
5. Conference: If both chambers pass different versions, a conference committee reconciles the differences.
6. Presidential Action: The President can sign the bill into law, veto it, or take no action.
7. Became Law: If signed (or if Congress overrides a veto), the bill becomes law!
Bill Summary
[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 5317 Referred in Senate (RFS)]
<DOC> 119th CONGRESS 2d Session H. R. 5317
_______________________________________________________________________
IN THE SENATE OF THE UNITED STATES
May 21, 2026
Received; read twice and referred to the Committee on Banking, Housing, and Urban Affairs
_________...
Related Topics
Federal Budget & AppropriationsBanking & Financial ServicesCongressional Rules & Procedures
Generated using Llama 3.1 70B (Dr. Haus personality)
💰 Campaign Finance Network
Rep. Hill, J. French [R-AR-2]
Congress 119 • 2024 Election Cycle
Total Contributions
$133,000
21 donors
PACs
$0
Organizations
$1,000
Committees
$0
Individuals
$132,000
No PAC contributions found
1
THE ROYER LAW FIRM PLLC
$1,000
No committee contributions found
1
BRADBURY, CHARLOTTE S. MRS.
$6,600
2
BRADBURY, CURT MR. JR.
$6,600
3
KEITH, STEVEN M. MR.
$6,600
4
KNAPPLE, WHITFIELD L. DR.
$6,600
5
PFAUTCH, ROY MR.
$6,600
6
QUINTILIAN, DENNIS
$6,600
7
QUINTILIAN, DORIS
$6,600
8
RUTLEDGE, REYNIE MR.
$6,600
9
SCHWARZMAN, STEPHEN A. MR.
$6,600
10
DORRELL, MICHAEL
$6,600
11
SCHUECK, PATRICK T. MR.
$6,600
12
FISHER, KENNETH MR.
$6,600
13
FISHER, SHERRILYN MRS.
$6,600
14
ALLEN, MARY
$6,600
15
DALY, JUSTIN MR.
$6,600
16
ROWAN, CAROLYN MS.
$6,600
17
ROWAN, MARC MR.
$6,600
18
SNIDER, TED MR. JR.
$6,600
19
SCHWAB, CHARLES MR.
$6,600
20
ANTHONY, JOHN E. MR.
$6,600
Donor Network - Rep. Hill, J. French [R-AR-2]
PACs
Organizations
Individuals
Politicians
Hub layout: Politicians in center, donors arranged by type in rings around them.
Loading...
Showing 40 nodes and 21 connections (42 secondary connections hidden)
Total contributions: $133,000
Top Donors - Rep. Hill, J. French [R-AR-2]
Showing top 21 donors by contribution amount
1 Org20 Individuals
Industry Impact
Which industries are materially affected by specific provisions in this bill. 1 helped.
- +Commercial Banksconfidence 0.95
Section 2(a) amends the Federal Deposit Insurance Act to create a limited exception for custodial deposits of eligible institutions (insured depository institutions with <$10B assets and well capitalized), ensuring such deposits are not considered brokered deposits. This benefits community banks by allowing them to accept custodial deposits without triggering brokered deposit restrictions, which can impose higher costs or limits. Section 2(b) adds interest rate restrictions but only applies to c
Who funds the sponsor on these industries
For each industry this bill affects, here's what the sponsor (Rep. Hill, J. French [R-AR-2])received from donors associated with that industry during the 2022–present cycles. Donations are not proof of intent — they are a record of who funds the people writing the law.
Industries this bill HELPS
- Commercial Banks$40,000from 22 contributions
- SCHARF, CHARLES$8,300
- LEOPOLD, ROBIN$3,300
- DIMON, JAMIE$3,300
- HEITSENRETHER, TERESA$3,300
- HRANICKY, KYLE$2,900
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