Office of Rural Affairs Enhancement Act

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Bill ID: 119/hr/4549
Last Updated: July 16, 2026

Sponsored by

Rep. Goodlander, Maggie [D-NH-2]

ID: G000604

Follow the money

The bill

Office of Rural Affairs Enhancement Act

HR. 4549, 119th Congress — read as touching Agribusiness.

The sponsor

Rep. Goodlander, Maggie [D-NH-2]

Every bill has someone who introduced it. That name is where the paper trail starts.

The money

$68,800 raised

20 itemised contributions to this sponsor, pulled from FEC filings.

The alignment

85% match to Project 2025

This bill's text tracks the "Federal Reserve" section, p. 776-779 of the Mandate for Leadership.

Bill's Journey to Becoming a Law

Track this bill's progress through the legislative process

Latest Action

Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 282.

December 1, 2025

Introduced

Committee Review

Floor Action

Passed House

Senate Review

📍 Current Status

Next: Both chambers must agree on the same version of the bill.

🎉

Passed Congress

🖊️

Presidential Action

⚖️

Became Law

📚 How does a bill become a law?

1. Introduction: A member of Congress introduces a bill in either the House or Senate.

2. Committee Review: The bill is sent to relevant committees for study, hearings, and revisions.

3. Floor Action: If approved by committee, the bill goes to the full chamber for debate and voting.

4. Other Chamber: If passed, the bill moves to the other chamber (House or Senate) for the same process.

5. Conference: If both chambers pass different versions, a conference committee reconciles the differences.

6. Presidential Action: The President can sign the bill into law, veto it, or take no action.

7. Became Law: If signed (or if Congress overrides a veto), the bill becomes law!

Bill Summary

Another masterpiece of legislative theater, brought to you by the esteemed members of Congress. Let's dissect this farce, shall we?

**Main Purpose & Objectives:** The Office of Rural Affairs Enhancement Act (HR 4549) claims to "clarify" the responsibilities of the Small Business Administration's (SBA) Office of Rural Affairs. In reality, it's a thinly veiled attempt to create more bureaucratic busywork and justify additional funding for this office.

**Key Provisions & Changes to Existing Law:** The bill amends Section 26 of the Small Business Act by:

1. Requiring the Assistant Administrator to have experience with rural affairs and small business concerns (because, apparently, that wasn't a given). 2. Expanding the Office's responsibilities to include hosting webinars and outreach events for rural small businesses. 3. Mandating annual reports on the Office's activities, which will undoubtedly be filled with meaningless statistics and self-congratulatory language.

**Affected Parties & Stakeholders:** The usual suspects:

1. Rural small business owners, who will supposedly benefit from this "enhanced" support (but probably won't). 2. The SBA, which gets to justify more funding for its Office of Rural Affairs. 3. Lobbyists and special interest groups, who will use this bill as a Trojan horse to push their own agendas.

**Potential Impact & Implications:** This bill is a classic example of "legislative placebo effect." It creates the illusion of action while doing nothing meaningful to address the real challenges faced by rural small businesses. The actual impact will be:

1. More bureaucratic red tape and paperwork for rural small business owners. 2. Increased funding for the SBA's Office of Rural Affairs, which may or may not trickle down to actual support for rural businesses. 3. A nice PR boost for the bill's sponsors, who can now claim they're "supporting" rural America.

In conclusion, HR 4549 is a masterclass in legislative flimflam. It's a solution in search of a problem, designed to create more bureaucratic busywork and justify additional funding for the SBA's Office of Rural Affairs. Bravo, Congress!

Related Topics

Small Business & Entrepreneurship
Generated using Llama 3.1 70B (Dr. Haus personality)

💰 Campaign Finance Network

Rep. Goodlander, Maggie [D-NH-2]

Congress 119 • 2024 Election Cycle

Total Contributions
$68,800
19 donors
PACs
$0
Organizations
$0
Committees
$0
Individuals
$68,800

No PAC contributions found

No organization contributions found

No committee contributions found

1
FLORY, ROBERT H. JR
2 transactions
$8,200
2
MCLAUGHLIN, JANE
1 transaction
$4,500
3
KRAUSZ, STEVEN
1 transaction
$3,300
4
HIRSHBERG, GARY
1 transaction
$3,300
5
DRAKE, LAWRENCE C JR
1 transaction
$3,300
6
CUTLER, DOULGAS
1 transaction
$3,300
7
JAMES, AMABEL
1 transaction
$3,300
8
NUNNELLY, MARK
1 transaction
$3,300
9
ROBY, DAVID M.
1 transaction
$3,300
10
FRIEDMAN, RACHEL
1 transaction
$3,300
11
FRIEZE, KENNETH
1 transaction
$3,300
12
GROSS, MARK
1 transaction
$3,300
13
FRANCIS, PETER
1 transaction
$3,300
14
CUTLER, LIZ
1 transaction
$3,300
15
HARRIS, WILLIAM SR
1 transaction
$3,300
16
LIVINGSTON, JESSICA
1 transaction
$3,300
17
TEMPEL, JEAN
1 transaction
$3,300
18
BEEUWKES, NANCY
1 transaction
$3,300
19
KATZ, MICHAEL
1 transaction
$3,300

Cosponsors & Their Campaign Finance

This bill has 3 cosponsors. Below are their top campaign contributors.

Rep. Wied, Tony [R-WI-8]

ID: W000829

Top Contributors

10

1
WMC CONDUIT
COMMADISON, WI
$2,500
Sep 11, 2024
2
FOREST COUNTY POTAWATOMI COMMUNITY
OrganizationCRANDON, WI
$3,300
Sep 23, 2024
3
UIHLEIN, RICHARD
ULINE • VP
IndividualHUDSON, WI
$6,870
May 14, 2024
4
SEIDENSTICKER, LAURA
RETIRED • RETIRED
IndividualLAKE FOREST, IL
$6,870
May 16, 2024
5
FISCHER, LAURIE
SELF-EMPLOYED • CONSULTANT
IndividualONEIDA, WI
$6,600
Jul 16, 2024
6
NINIVAGGI, ANGELO
PLEXUS • ATTORNEY
IndividualAPPLETON, WI
$6,600
Apr 8, 2024
7
NINIVAGGI, JENNIFER
RETIRED • RETIRED
IndividualAPPLETON, WI
$6,600
Apr 9, 2024
8
CHARLES, DAVID R
CASH DEPOT • PRESIDENT
IndividualNEW FRANKEN, WI
$6,600
May 16, 2024
9
GREENE, JAMES
WG&R FURNITURE CO • CHAIRMAN
IndividualDE PERE, WI
$6,600
May 1, 2024
10
GREENE, MEGHAN
HOMEMAKER • HOMEMAKER
IndividualDE PERE, WI
$6,600
May 1, 2024

Rep. Golden, Jared F. [D-ME-2]

ID: G000592

Top Contributors

10

1
PENOBSCOT INDIAN NATION
OrganizationINDIAN ISLAND, ME
$3,300
Oct 19, 2024
2
EASTERN BAND OF CHEROKEE INDIANS
OrganizationCHEROKEE, NC
$3,300
Feb 8, 2024
3
FEDERATED INDIANS OF GRATON RANCHERIA
OrganizationROHNERT PARK, CA
$3,300
Mar 13, 2024
4
SAN MANUEL BAND OF MISSION INDIANS
OrganizationLOS ANGELES, CA
$3,300
Sep 28, 2023
5
NOTTAWASEPPI HURON BAND OF THE POTAWATOMI
OrganizationFULTON, MI
$2,000
Oct 15, 2024
6
PASSAMAQUODDY TRIBE AT INDIAN TOWNSHIP
OrganizationPERRY, ME
$1,000
Oct 28, 2024
7
SANTA YNEZ BAND OF MISSION INDIANS
OrganizationSANTA YNEZ, CA
$1,000
Oct 31, 2024
8
MORONGO BAND OF MISSION INDIANS
OrganizationBANNING, CA
$1,000
Jun 27, 2024
9
ONEIDA NATION
OrganizationONEIDA, WI
$1,000
Sep 26, 2024
10
KIRK, GARRETT JR
SELF EMPLOYED • INVESTOR
IndividualNEW YORK, NY
$6,600
Nov 2, 2024

Rep. Fitzpatrick, Brian K. [R-PA-1]

ID: F000466

Top Contributors

10

1
SANTA YNEZ BAND OF MISSION INDIANS
OrganizationSANTA YNEZ, CA
$1,500
Dec 31, 2024
2
STATA FAMILY OFFICE
Organization
$500
Apr 26, 2024
3
ASHER, ROBERT B.
IndividualGWYNEDD VALLEY, PA
$10,000
Oct 9, 2024
4
ASHER, ROBERT B.
ASHER CHOCOLATES • CHAIRMAN
IndividualGWYNEDD VALLEY, PA
$10,000
Sep 30, 2024
5
LEVY, EDWARD JR
EDW C LEVY CO • CHAIRMAN
IndividualBIRMINGHAM, MI
$6,600
Feb 26, 2024
6
CROTTY, THOMAS
RETIRED • RETIRED
IndividualSCOTTSDALE, AZ
$6,600
Feb 27, 2024
7
EVANS, ROGER
GREYLOCK PARTNERS • PARTNER EMERITUS
IndividualSAN FRANCISCO, CA
$6,600
Feb 27, 2024
8
LEACH, RONALD
NPX ONE • CHAIRMAN & CEO
IndividualGENEVA, IL
$6,600
Feb 28, 2024
9
MCCLAIN, MARK
SAILPOINT • CEO
IndividualAUSTIN, TX
$6,600
Mar 2, 2024
10
CROTTY, THOMAS
IndividualSCOTTSDALE, AZ
$6,600
Mar 8, 2024

Donor Network - Rep. Goodlander, Maggie [D-NH-2]

PACs
Organizations
Individuals
Politicians

Hub layout: Politicians in center, donors arranged by type in rings around them.

Loading...

Showing 57 nodes and 29 connections (48 secondary connections hidden)

Total contributions: $103,370

Top Donors - Rep. Goodlander, Maggie [D-NH-2]

Showing top 19 donors by contribution amount

19 Individuals

Industry Impact

Which industries are materially affected by specific provisions in this bill. 2 helped.

  • +Agribusinessconfidence 0.80

    Section 2(e)(2)(D) mentions an analysis of lending programs serving rural small business concerns, which could benefit agribusiness in rural areas.

  • +Commercial Banksconfidence 0.60

    Section 2(e)(2)(D) discusses lending programs, which could imply increased business for commercial banks involved in rural small business loans

Who funds the sponsor on these industries

For each industry this bill affects, here's what the sponsor (Rep. Goodlander, Maggie [D-NH-2])received from donors associated with that industry during the 2022–present cycles. Donations are not proof of intent — they are a record of who funds the people writing the law.

Industries this bill HELPS

  • from 5 contributions
    • FRIEDMAN, ALLEN$6,600
    • RAVIV, BARAK$2,000
    • LOPATA, BENJAMIN$750
    • FLATGARD, BENJAMIN$250

Project 2025 Policy Matches

This bill shows semantic similarity to the following sections of the Project 2025 policy document.AI-enhanced analysis provides detailed alignment ratings.

Federal Reserve

Strong
Vector: 71%
Pages: 776-779AI Enhanced

AI Analysis:

"The bill strengthens the SBA's Office of Rural Affairs by clarifying duties, expanding outreach, and imposing annual reporting—directly supporting Project 2025's goal of improving SBA effectiveness, accountability, and targeted assistance to small businesses, particularly in underserved rural areas."

Key themes:SBA mission supportrural small business assistanceaccountability and transparencyprogram effectivenessoutreach and education

— 745 — 25 SMALL BUSINESS ADMINISTRATION Karen Kerrigan MISSION STATEMENT The U.S. Small Business Administration (SBA) supports U.S. entrepreneurship and small business growth by strengthening free enterprise through policy advo- cacy and facilitating programs that help entrepreneurs to launch and grow their businesses and compete effectively in the global marketplace. OVERVIEW Created almost 70 years ago, the SBA was launched under the Small Business Act with a mission to “aid, counsel, assist and protect, insofar as is possible, the interests of small business concerns.”1 According to its current mission statement: The U.S. Small Business Administration (SBA) helps Americans start, grow, and build resilient businesses. SBA was created in 1953 as an independent agency of the federal government to aid, counsel, assist and protect the interests of small business concerns; preserve free competitive enterprise; and maintain and strengthen the overall economy of our nation.2 The SBA’s founding mission has evolved over time as programs have been expanded or implemented, subject to the philosophical grounding of each Admin- istration as well as assorted economic challenges and the occurrence of natural disasters. Because of its distinct role in the federal government, the SBA became — 746 — Mandate for Leadership: The Conservative Promise the default agency for providing disaster loans to small businesses, homeowners, renters, and organizations. As a result, hundreds of billions of taxpayer dollars have been funneled through the agency to businesses and individuals over the years. Some SBA programs are effective; others are not. The largest program in SBA’s history, the Paycheck Protection Program (PPP), has been credited with saving millions of jobs during the COVID-19 pandemic.3 A conservative Administration would rightly focus on saving small businesses during such a crisis. At the same time, however, various SBA programs have generated waste, fraud, and misman- agement of taxpayer dollars. For example, and more recently, more than $1 trillion in COVID-19 relief was distributed through the SBA.4 The SBA’s EIDL (Economic Injury Disaster Loan) Advance program in particular shows the dangers that can come with direct government lending. EIDL Advance provided direct cash grants and loans to small businesses. The SBA Office of Inspector General “identified $78.1 billion in potentially fraudulent EIDL loans and grants paid to ineligible entities,”5 which represented more than half of all funds spent through the program. Although PPP worked through private lenders and as a result experienced relatively less fraud than EIDL experienced, it is estimated “that at least 70,000 [PPP] loans were potentially fraudulent.”6 ORIGIN, HISTORY, AND CORE FUNCTIONS In 1954, the agency began to execute such core functions as “making and guaranteeing loans for small businesses,” “ensuring that small businesses earn a ‘fair proportion’ of government contracts and sales of surplus property,” and “provid[ing] business owners with management and business training.”7 In 1970, President Richard Nixon’s Executive Order 11518 enhanced the agen- cy’s advocacy role by providing for the “increased representation of the interests of small business concerns before departments and agencies of the United States Government.”8 This advocacy role was strengthened with the adoption of the Small Business Amendments of 1974,9 which established the Chief Counsel for Advocacy, and was then reinforced and expanded in 1976 with the creation of the Office of Advocacy, providing additional resources to ensure that small businesses had a voice in the regulatory process. In 1980, the Regulatory Flexibility Act (RFA)10 further strengthened the Office of Advocacy’s role, providing accountability across federal agencies to ensure that they considered the impact of their rulemakings on small businesses. The RFA requires federal agencies “to consider the effects of their regulations on small businesses and other small entities,”11 and the Office of Advocacy is charged with ensuring that federal agencies abide by the law and is required to provide an annual report to the President and the Senate and House Committees on Small Business.12 In addition, the Trade Facilitation and Trade Enforcement Act (TFTEA) of 201613

Small Business Administration

Strong
Vector: 71%
Pages: 780-782AI Enhanced

AI Analysis:

"The bill aligns strongly with Project 2025's emphasis on strengthening the SBA's core functions, particularly access to capital and entrepreneurial development, by enhancing the Office of Rural Affairs' outreach, reporting, and support for rural small businesses—consistent with the goal of improving SBA effectiveness and accountability."

Key themes:SBA entrepreneurial developmentaccess to capitalrural small business supportagency accountabilityprogram oversight

— 747 — Small Business Administration established a new role for the Office of Advocacy: “to facilitate greater consider- ation of small business economic issues during international trade negotiations.”14 This small office has been relatively effective over the years—and more produc- tive during periods when a strong Chief Counsel for Advocacy has been installed to utilize the Office of Advocacy’s authority aggressively to provide a check on regulatory overreach. The office is one of the bright spots within the SBA that a conservative Administration could supercharge to dismantle extreme regulatory policies and advance limited-government reforms that promote economic freedom and opportunity. Currently, the SBA’s four core functions include: l Access to capital. SBA maintains assorted financing and lending programs for small businesses, from microlending to debt and equity investment capital. l Entrepreneurial development programs. SBA provides “free” or low- cost training at more than 1,800 locations and through online platforms and webinars. l Government contracting support programs. Through goals established by the SBA for federal departments and agencies, the broader goal is to ensure that small businesses win 23 percent of prime contracts. l Advocacy. This independent office within the SBA works to ensure that federal agencies consider small businesses’ concerns and impact in rulemakings. The office also conducts small-business research. BUDGETARY FLUCTUATION SBA’s budget and programs have expanded significantly under some Admin- istrations and have been scaled back under others. President Ronald Reagan cut the SBA’s budget by more than 30 percent, and his annual budgets regularly pro- posed to eliminate the agency altogether.15 Under President George W. Bush, SBA Administrator Hector Barreto said that SBA’s goal was “to do more with less,”16 but this changed because of Hurricane Katrina and a surge in disaster funding. In 2016, President Barack Obama considered streamlining and combining SBA programs and other business-related agencies and programs under one entity at the U.S. Department of Commerce, but opposition within the small-business lobby in Washington scuttled the effort.17 In general, SBA budget fluctuations have been driven by several factors such as efforts by Administrations either to cut or to greatly expand programs, the need to boost disaster assistance because of economic or weather-related events, business — 748 — Mandate for Leadership: The Conservative Promise loan credit subsidy costs, and miscellaneous program “enhancements” to support small businesses through economic challenges or circumstances. As noted by the Congressional Research Service: Overall, the SBA’s appropriations have ranged from a high of over $761.9 billion in FY2020 to a low of $571.8 million in FY2007. Much of this volatility is due to significant variation in supplemental appropriations for disaster assistance to address economic damages caused by major hurricanes and for SBA lending program enhancements to help small businesses access capital during and immediately following recessions. For example, in FY2020, the SBA received over $760.9 billion in supplemental appropriations to assist small businesses adversely affected by the novel coronavirus (COVID- 19) pandemic.18 The CRS further notes that “[o]verall, since FY2000, appropriations for SBA’s other programs, excluding supplemental appropriations, have increased at a pace that exceeds inflation.”19 In terms of current loan volume, the SBA “reached nearly $43 billion in fund- ing to small businesses, providing more than 62,000 traditional loans through its 7(a), 504, and Microloan lending partners and over 1,200 investments through SBA licensed Small Business Investment Companies (SBICs) for Fiscal Year (FY) 2022.”20 The agency’s total budgetary resources for FY 2022 amount to $44.25 billion, which represents 0.4 percent of the FY 2022 U.S. federal budget.21 HISTORY OF MISMANAGEMENT Throughout its history, various SBA programs and practices have generated negative news headlines and scathing Government Accountability Office (GAO) and Inspector General (IG) reports that have centered on mismanagement, lack of competent personnel and/or systems, and waste, fraud and abuse.22 From the 8a program23 to Hurricane Katrina24 to the more current COVID-19 (EIDL) program and PPP lending program,25 the SBA has managed to maintain its lending role even when repeated system failures have affected its distribution of funds. Congress has been somewhat responsive, pressuring the SBA to clean up fraud-related matters within its COVID-19 lending and grant programs.26 Repub- licans in the U.S. House of Representatives have gone farther, specifying that the SBA needs to improve transparency and accountability and deal with mission creep, the expansion of unauthorized programs, and structural and reporting deficiencies that have allowed mismanagement and fraud to reoccur, largely through massive supplemental appropriations.27 The SBA is led by an Administrator (currently a member of the President’s Cabinet) and a Deputy Administrator. Senate-confirmed appointees include

Small Business Administration

Moderate
Vector: 71%
Pages: 783-785AI Enhanced

AI Analysis:

"The bill aligns with Project 2025's emphasis on strengthening SBA accountability and modernizing operations through enhanced reporting and outreach, though it does not specifically address technology streamlining, regulatory advocacy, or performance metrics as outlined in the policy."

Key themes:SBA accountabilityrural small business supportprogram oversightannual reportingoutreach and assistance

— 751 — Small Business Administration implement relevant initiatives to reach small businesses. Programs would be nonduplicative and implemented on a first-come, first-served basis. l A modern, revamped, and streamlined SBA that better utilizes current technology and platforms for operations, for reporting, and in its programs to reach, service, and engage small businesses. l An Office of Advocacy that is strengthened by a renewed mandate and additional resources to protect against overregulation along with a research agenda that includes measuring the total cost that federal regulation imposes on small businesses. Accountability and Managerial Practice. The SBA lacks accountability and managerial practices to measure the effectiveness, success, and integrity of its various programs. As a future Administration evaluates agency structure and the particulars of how the SBA is spending appropriated funds, it should immediately require actions and procedures to compel a culture of accountability and perfor- mance. Specifically: l Require performance metrics and internal procedures to safeguard taxpayer dollars and program integrity. As noted in an October 2022 IG report, failure to adopt procedures that would reliably capture data and information for various programs, coupled with significant challenges and weaknesses regarding IT investments, systems development, and security controls, presents significant risks to program integrity and increased risk of waste, fraud, and abuse.34 Addressing these shortcomings and risks should be a priority challenge and action item for the next Administration. As underscored by the Inspector General in his introduction to the report, “Pandemic response has, in many instances, magnified the challenging systemic issues in SBA’s mission-related work.”35 l Review all internal government watchdog recommendations and require that SBA management implement or address outstanding and ongoing OIG and GAO recommendations within a specified time frame (ideally within 90 days of a recommendation) and on an ongoing basis. Strengthening the Office of Advocacy. The SBA Office of Advocacy (Advo- cacy) is “an independent office” within the SBA.36 It accounts for about one one-thousandth of SBA spending and 0.75 percent of SBA personnel. Under the Regulatory Flexibility Act, both under its current authority and with suggested — 752 — Mandate for Leadership: The Conservative Promise reforms, the Office of Advocacy could be a powerful weapon against the adminis- trative state’s regulatory extremism. l Amend the RFA so that all agencies are required to provide a copy of any proposed rule (other than bona fide emergency rules) along with initial regulatory flexibility analysis to the Office of Advocacy at least 60 days before a notice of proposed rulemaking is submitted for publication in the Federal Register. The Office of Advocacy would submit comments to agencies within 30 days, and each agency would have to consider these comments, make changes in the proposed rule based on those comments, or explain in a revised regulatory flexibility analysis why it chose not to change the proposed rule. The Office of Advocacy’s pre-proposing comments would be published on the agencies’ and its own websites. RFA economic analysis should be expanded to include indirect costs along with direct costs. In addition, the next Administration should require other agencies to seek Advocacy’s input. Currently, other agencies deny Advocacy the ability to enforce their duty to consider the effect of regulations on small entities by construing their regulations as not having significant economic impact, which would otherwise serve as a trigger for Advocacy’s input. Congress should presumptively exempt small businesses from new agency rules to force agencies to seek Advocacy’s input and permit new rules to apply to small businesses only with Advocacy signoff under specified criteria. l Increase the Office of Advocacy’s budget by at least 50 percent ($4.6 million). This would allow Advocacy to hire approximately 25 attorneys, economists, and scientists and enhance its role in the regulatory process. l Explicitly direct federal agencies to comply with the RFA. This would be similar to the approach adopted by President Trump in his January and February 2017 executive orders directing agencies to relieve the cost and burden of regulation on business.37 Advocacy should organize regional roundtables, onsite small-business visits, and an online platform to hear directly from small businesses and entities as it did from June 2017 through September 2018.38 This activity produced 26 letters to federal agencies and highlighted specific regulations that need reform and how Congress had addressed the most burdensome rules through the Congressional Review Act.39

Showing 3 of 5 policy matches

About These Correlations

Policy matches are calculated using a hybrid approach: initial candidates are found using semantic similarity between bill summaries and Project 2025 policy text, then an AI model (Llama 3.1 70B) provides detailed alignment ratings and analysis. Ratings range from 1 (minimal alignment) to 5 (very strong alignment). This analysis does not imply direct causation or intent.

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